What do you know about the American Express gold card? Perhaps, you wish to learn more about the card. Lucky for you, this article will be covering all the important details of the credit card, including how to apply. The card offers an intro bonus of 60,000 points after spending on eligible purchases in the first six months.
The American Express Gold card offers solid value for most travelers. The earning rate of 4 membership rewards points per dollar at restaurants and U.S. supermarkets is among the highest in the industry. Membership rewards are flexible and easy to redeem. The annual fee can be justified by the dining and uber benefits, provided you use them.
American Express Gold Card
With this card, you will earn dining credits in uber cash. However, it is not so easy. The dining credit has to be redeemed in ten-dollar monthly increments. And is only good at a small selection of restaurants and delivery services, which currently includes Grub Hub, the Cheesecake factory, select shake locations, and a milk bar, and it needs enrollment.
Plus, Uber cash has to be used at the rate of ten dollars every month and is only valid for rides and Uber eats in the U.S. You must also link your eligible card to your Uber account.
The card offers the ability to share travel protection benefits with up t five authorized cardholders for an additional fee. The users can be as young as 13, so this could be a good card for family use.
Benefits Of American Express Gold Card
We must know the benefits before we apply for any credit card. Because knowing the benefits we make you understand if the card is suitable for you.
Below are some of the benefits of the American Express card we need to be aware of:
- Amex Hotel collection.
- Baggage insurance.
- Car rental loss and damage insurance.
- Four points earn at U.S. supermarkets.
- Global assist hotline.
- Four points earn at restaurants worldwide.
- Dining credit.
- Amex offers.
- Personalized Travel services.
- No transaction fees.
- Year-end summary.
Above are some of the benefits of the American Express Card.
American Express Gold Card Application
You know the amazing benefits that American Express Card explores, don’t you think applying for the card will be perfect? You don’t need so many things to apply and you will not be spending so much time during the application. All you need is to provide accurate information.
However, be you will be able to fill out the application form, you must know if you’re approved for this particular card. In other words, American Express will let you know if you’re approved before completing the application.
How To Know If You’re Approved For Express Gold Card
The first step to applying is knowing if you’re approved and eligible for the card. Here’s how to know if you’re approved;
- Connect to an internet connection and go to https://www.americanexpress.com/us/credit-cards/card/gold-card/
- Input the following information in their appropriate fields.
- Full name, first and last name.
- Email address.
- Date of Birth.
- Mobile number.
- Home address.
- Social security number.
- Total Annual Income.
- Non-Taxable Annual Income.
- Income source.
- Click on the “Continue to Terms” button.
If you’re approved for the American Express Gold Card, you will be presented with the application form.
American Express Gold Card Activation
Can I use the card without activating it? Is the activation process important? The next thing to do after our application has been completed is to activate the card so we can use it properly without stress.
Use the steps below to activate your new card;
- Go to the activation page.
- Provide your 15-Digit Card Number and 4-Digit card ID in their accurate forms.
- Tap on the “Confirm” button.
You will have to continue with the onscreen prompt to finish your activation.
How To Register For American Express Gold Card Account
Having a card account allows you to manage your account online from anywhere. Is registering for a card account important? Well, this is dependent on you. You can decide whether to have an account or not. Nevertheless, if you want to create a card account, follow these steps;
- Go to the American Express Login page
- Click on “Create New Online Account”.
- To set up, you have to enter your 15 digits card number, and 4-digit card ID.
- Click “Confirm”.
Once you click on the confirm button, you should be directed to the account setup page.
How To Log In To American Express Gold Card Account
Want to log into your card account but don’t know where or how to go about it? Lucky for you, here’s a guide;
- Navigate to the login page using the link above.
- Enter your user ID and password.
- Click “Log In”.
With that, you should be logged into your card account.
Forgotten User ID
Below are some of the steps you need to go through if you want to easily recover your User ID:
- From the login page, click “Forgot user ID or Password”.
- Enter the email address associated with the account.
- Click on the “Continue” button.
Now at this point, you need to provide the necessary information on the onscreen prompt.
Follow step one above, and;
- Type in your User ID in the text box correctly.
- Hit on the “Continue” button.
To commence, follow the onscreen guidelines.
American Express Customer Service
Speak to a customer representative at American Express for all your needs, complaints, and offers. On the contact page, select a keyword, or simply click the Contact Us icon next to Call or Write.
Useful American Express Links
Click here for American Express official website
Express Gold Card; click here
Contact American Express here
American Express Social Media Links
Frequently Asked Questions
Is it hard to get American Express Gold Card?
The truth is hard to get the American Express Gold Card because it requires at least a good credit for approval. Unless your credit score is 700 or even higher and you have a lot of income, it will be very hard to get approved for the Amex Gold Card.
Is the American Express Gold Card worth it?
Is the American Express Gold Card worth the annual fee? If you use the card for annual credit and you put a lot on dining and groceries, the card can be worth it. If you’re not maximizing the credits and bonus categories, some other card could be a better choice.
Is Amex blue or gold better?
The Gold Card has higher point-earning potential on dining out and spending on flights booked through the Amex travel portal, while the blue cash preferred has the advantage in higher points earned in U.S. supermarket spend, streaming subscriptions, transit purchases, and at U.S. gas stations.
What Does it mean When you Have a Gold American Express Card?
The American Express Gold Card is a high-value rewards card for consumers who enjoy spending more on dining and travel. Cardholders can benefit from a competitive rewards program as well as a variety of high-end perks that help to offset the cost of the annual fee.
What is Amex Gold Card Limit?
The American Express Gold Card has no preset spending limit, which reflects its origins as a charge card – a card that requires you to pay your bill in full monthly.
Is Amex Gold a Luxury Card?
If you consider yourself a foodie, the American Express Gold Card could be the ideal luxury card for you. This Card earns a competitive 4X points per dollar spent at restaurants and 4X points at U.S. supermarkets.
Who is Eligible for Amex Gold?
To qualify for this Annual fee card, one of the best travel rewards credit cards available, you should have a credit score of at least 670. now you know who can be eligible for Amex Gold.
Do I have to Pay for my Gold Amex in full every month?
Well, both cards are charge cards, which means that balances must be paid completely at the end of each month. The first late payment made will incur a fee. Any additional late payments in the following six months will result in them charging you a certain amount of money per month for a gold card.
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