Best Credit Cards 2020: Best Credit Cards of July 2020 | How to Apply

Are you searching for the best credit cards 2020? There are various credit cards that serve different purposes. Whatever purpose you need a credit card for, you will definitely get such a credit card. If you’re searching for travel reward cards, a card to build your credit cashback on everyday purchases, etc. From the sets of credit card selected below, there are the best options available. Let’s see the Best Credit Cards 2020.

Best Credit Cards 2020

Best Credit Cards 2020

The best credit cards 2020 are as follows:

  • Discover it Secured – Best Secured card
  • Wells Fargo Cash Back College – Best for students
  • Capital One Quicksilver Cash Rewards Credit Card – Best overall, best for Cash Back
  • Discover it Miles – Second Best Overall
  • CitiBusiness Advantage Platinum Select MasterCard – Best for Small Business Owners
  • Chase Sapphire Reserve – Best for Travelers
  • Citi Simplicity – Best for Balance Transfers.

These are the Best credit cards 2020 that I have selected from among other credit cards. These credit cards have outstanding features and benefits that make them unique.

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Discover It Secured Credit Card – Best Secured Credit Card

The Discover it Secured credit card is one of the Best credit cards 2020. This credit card is issued by Discover Bank. It offers cardholders cashback, rewards and bonuses. This credit card will match all the cashback you have received at the end of the first year instantly for you. The credit can rebuild your bad credit profile. You will earn cashback each time you make purchases. There is no annual fee on the card.

Benefits

  • You will earn cashback rewards while rebuilding your credit
  • There are no foreign transaction fees on the card
  • You earn Cashback match on your first year.
  • When you use your card responsibly, it may lead to instant unsecured card upgrade

To apply for the credit card simply visit the credit card website at www.discover.com

Wells Fargo Cash Back College Credit Card – Best for Students

The Wells Fargo Cash Back College credit card is one of the best credit cards for students. The credit card offers cardholders a 3% cashback when you spend up to $2,500 on gas, groceries and on drugstore items. Cardholders have access to free FICO credit scores.

Benefits

  • No annual fee
  • 0% APR promotional offers that are rare for students card
  • Rewards on everyday purchases, unlike other student’s cards.
  • It allows you to open a Wells Fargo account to Apply.

To Apply for Wells Fargo Cash Back College, go to the official website at www.wellsfargo.com

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Capital One Quicksilver Cash Rewards Credit Card – Best Overall

Capital One Quicksilver Cash Rewards Credit Card is among the Best Credit Cards 2020. The credit cardholders earn a one-time $150 cash bonus when you spend $500 on purchases within 3 months of account opening. 1.5% cashback on every purchase, every day.

Benefits

  • There is no annual fee charged
  • Cashback on every dollar you spend
  • There are no foreign transaction fees on the credit card
  • Welcome bonus.

Apply online on the official website of this credit card to Apply for the card at www.capitalone.com/credit-cards/Quicksilver

Discover It Miles Credit Card – Second Best Overall

The Discover It Miles is the second-best overall Best Credit Cards 2020. It is designed with cashback that comes with flexibility. Cardholders earn 1.5% Miles for each dollar spent. Those miles you earned can be redeemed for statement credits prior to your travel purchases or as a cashback to be deposited into your bank account. You can use your miles at Amazon.com.

Benefits

  • There is no annual fee
  • A favorable 0% purchases APR offer
  • Miles are redeemed as travel statement credits or cashback
  • Generous, unconditional bonus doubles your first-year earnings.
  • There is no foreign transaction fee.

Apply online on the www.discoverbank.com to apply for the Discover It Miles credit card.

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CitiBusiness Advantage Platinum Select MasterCard – Best for Small Business Owners

CitiBusiness Advantage Platinum Select MasterCard is one of the Best credit cards 2020 but works well for Small business owners. With this credit card, you can earn 65,000 “American Airlines AAdvantage bonus miles after spending $4,000 in purchases within the first 4 months of opening the account. For every frequent flyer, you will earn valuable miles. Not just on flights but for business expenses such as on telephone and cable services, Car rentals and gas bills.

Benefits

  • Free checked bag perk for you and anyone traveling with you.
  • You earn miles that can be used on gas bills, telephone and cable services, and car rentals.
  • Travel perks on preferred boarding, free checked bags

To apply for the CitiBusiness Advantage Platinum Select MasterCard www.citi.com/credit-cards

Chase Sapphire Reserve Credit Card – Best for Travelers

The Chase Sapphire Reserve Credit Card is one of the Best credit cards 2020. It is one of the best credit cards for travel. Cardholders earn rewards on travel and restaurant purchases and numerous travel perks. You can earn unlimited access to participating airport lounges. It’s is good for frequent travelers. You pints can be redeemed for airline or for the hotel via the Chase online portal.

Benefits

  • There are no foreign transaction fees on the credit card
  • Your earn point that can be redeemed for hotels bills and on airline
  • Extra point for travel and dining purchases
  • You make purchases that count as travel spending
  • The credit card comes with insurance benefits

To apply for the Chase Sapphire Reserve Credit Card get to the website at www.chase.com/personal/sapphire-reserve.

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Citi Simplicity Credit Card-Best for Balance Transfers

Citi Simplicity Credit Card is also among the Best Credit Cards 2020. It is a good credit card for Balance Transfers. In addition to that, it offers you 18 months to pay off balance transfer. It is the best in the market currently. The long 0% APR periods spread out the financial load of debt repayment while reducing interest costs.

Benefits

  • No annual fee
  • No fees or penalty APR for late payments
  • Free 18 months to pay off balance transfer at 0% APR.

Applying for the Citi Simplicity Credit Card will require you visit their official website at www.citi.com/credit-cards/Citi-Simplicity

Form the above credo card analysis you can see why these credit cards are among the best credit cards 2020.

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