Are you just hearing about Capital One Platinum Secured Credit Card for the first time? There are lots of things to know about this Credit Card. In this article, I will be giving you the basic required information you need to know about Capital One Platinum Secured Credit Card.
This Credit Card provides a decent secured credit card option for that building credit. Though it has no rewards, it also has a $0 annual fee and $0 transaction fees.
The major benefit this card offers is via the bank. With a capital one card, the technology benefits available make tracking purchases and paying bills on time easier something that building credit will likely find most useful.
Capital One Platinum Secured Credit Card
For anyone building credit, a secured card can be a helpful option. Using a deposit as collateral, a secured card like the Capital One Platinum Secured Credit Card may allow lower-credit score cardholders to open accounts with banks that wouldn’t normally lend to them.
Unlike prepaid or debit cards, secured cards are credit accounts and banks will make relevant reports to the credit bureaus, allowing those in the process of building credit to earn creditworthiness.
The required security deposit for this card which the line of credit is created. This deposit is refundable and at a minimum, meaning that additional deposit amounts may be provided before account opening as a way of raising the credit limit.
Capital One Mobile App
Capital One Mobile App is downloaded for Apple and Android devices that allows customers to manage their Capital One credit card and deposit accounts. It also allows anyone to have access to Capital One’s credit-wise tool, which helps consumers to understand and learn how to improve their credit scores.
How to Download the Capital One Mobile App on your iOS Device
Here are the steps for you to easily download the Capital One Mobile App on your iOS devices.
- Connect your iPhone to the internet.
- Open the app store on the device and search for “Capital One Mobile App”.
- Click on the “GET” button to install it on your device.
Follow the onscreen prompts to successfully download the app on your device. After this, you can set up the app sign in, and get started with the app.
How to Download the Capital One Mobile App on your Android Devices
Here are the easy steps for you to access or download the Capital One Mobile App on your android device.
- Make sure you switch on your android device.
- Get your android device connected to the internet or Wi-Fi.
- Tap on your Google Play store app on your android device
- Click on the search icon and search for the Capital One Mobile App.
- Select the Capital One app you searched for and click on the install button.
You will have to wait for the app to get installed into your android device and then set up the app so you can use it without stress.
Benefits of Capital One Platinum Secured Credit Card
Here are some of the benefits of Capital One Platinum Secured Credit Card
- Fraud coverage
- Great way to build damaged or new credit profiles.
- No foreign transaction fees.
- Potential for a higher credit in six months.
- $0 annual fee
- Emergency Card services.
- MasterCard ID theft protection.
- 24/7 customer service.
- See your monthly recurring transaction.
Above are some of the benefits of this Credit Card.
Steps To Respond to Capital One Mail Offer
Below are the procedures to respond to Capital One Mail Offer.
- Make sure you are connected to the internet.
- Go to your web browser and search for capitalone.com/credit-cards/get-my-card/?marketingChannel=BROWSE.
- Enter your reservation number and access code in their appropriate fields.
- Click on the “View Next Step”.
You will have to proceed with the on-screen prompt.
How to know if you are Pre-approved for a Capital One Credit Card
Here are the provided steps and guide for you to know if you are pre-approved for a capital one credit card;
- Make sure you are connected to the internet.
- Go to your web browser and search for capitalone.com/credit-cards/preapprove/?landingPage=ehpnav.
- Select the most important for you (select up to two).
- Click on the blue “Next” button.
Then you will have to continue with the on-screen prompt.
Capital One Platinum Secured Credit Card application
The Capital One Platinum Secured Credit Card is a secured credit card that helps users build or rebuild their credit history with responsible use. After you get approved for the card, you’ll make a minimum-security deposit.
How to Apply for Capital One Platinum Secured Credit Card
Here are the steps to apply for Capital One Platinum Secured Credit Card.
- Make sure you are connected to the internet.
- Locate your web browser and search for capital one. com/?productId=17464&marketingChannel=BROWSE.
- Please kindly provide the appropriate information.
- Personal information.
- Contact information.
- Financial information.
- Click on the “Continue” button.
You will have to continue with the onscreen prompt so, you can complete your application.
Capital One Secured card Funding
Do you want to make a deposit? or fund your credit card, here are the provided steps to do so:
- Make sure you are connected to the internet.
- Browse and search for capitalone.com/.
- Please enter some information to begin depositing your secured card.
- Customer name.
- Zip code.
- Last 4 digits of the social security number.
- Tap on the “Make a Deposit” button.
You will have to proceed with the on-screen prompt.
Set Up Online Access with Capital One Platinum Secured Credit Card
Setting up an online access account with this Credit Card is a wise and smart decision. You can easily manage your Credit Card online and perform some other activities. Setting up an online access account is very fast and simple, do so now.
How to set up Online Access Account with Capital One Platinum Secured Credit Card
Here are the provided steps to set up an online access account with Capital One Platinum Secured Credit Card.
- Make sure you are connected to the internet.
- Type in capitalone.com/enroll/pii?originatorId=SIC on your web browser
- Please enter your information in their required fields.
- Last name.
- SSN or ITIN.
- Date of birth.
- Click on the “Get Started” button.
You will have to continue with the on-screen prompt to complete your registration.
Capital One Platinum Secured Credit Card Login
Here are some of the features of the Capital One Platinum Secured Credit Card.
- Activate card.
- Pay bill.
- View your statement
- Check your balance and more.
Above are some of the features you must have to log in account to perform any transaction.
How to Login to your Capital One Platinum Secured Credit Card Account
Below are the easily given steps to log in to your Credit Card account.
- Make sure you are connected to the internet.
- Access your web browser and search for capitalone.com/auth/signin.
- Enter your username and password in their required fields.
- Clicks on the “Sign In” button.
Following the about steps you will easily log in to your account.
Forgotten username\password
Have you forgotten your password/username, and you no longer have access to your account? Here are the provided steps to retrieve your account
- Make sure you are connected to the internet.
- Go to your web browser and search for capitalone.com/sign-in-help/pii?client=SIC.
- Enter the following in their appropriate fields.
- Last name.
- SSN.
- Date of birth.
You will have to continue with the on-screen procedures so, you can select a new username or password.
Capital One Platinum Secured Credit Card Customer service
if you want to get in contact with Capital One customer service, either by phone or online you will have to visit their website.
Here are the steps and guidelines to contact Capital One Customer service.
- First, you have to open your computer.
- Make sure you are connected to the internet.
- Navigate to your web browser and search for capitalone.com/help-center/contact-us/.
Above are the provided steps for you to access Capital One customer service online or get their mobile number.
Capital One Useful Links
Here is Capital One Official Website Link.
Click on the Capital One Help Center link to contact them.
Capital One Official link to download on your App Store and Google Play store.
Capital One Social Media Links
Frequently Asked Questions
What is a secured credit card?
it’s a credit card that offers you an opportunity to build or rebuild your credit with responsible use. A secured credit card also requires a refundable security deposit. Which is held as collateral de the account. No interest is applied to the security deposit.
Will my Capital One Platinum Secured credit card be different from a prepaid card?
No. your credit card will not have the word “Secured” on it. It will look just like other Capital One credit cards.
How is the Capital One platinum-secured credit card different from a prepaid card?
Unlike a prepaid card, a secured card is an actual credit card that reports to three major credit bureaus-providing the opportunity to build your credit, with responsible use. Prepaid cards are more like debit cards and cannot help you build your credit because they do not report to the major credit bureaus.
Can I be declined for the Capital One platinum-secured credit card?
Yes. As with any credit card, certain conditions could cause your application for this credit card to be declined.
Does Capital One Platinum Secured Card do a Hard Inquiry?
Yes, the Capital One Platinum Secured will do a hard pull when your application is reviewed. You can apply for it with bad credit though. You can also prequalify for the Capital One Platinum Secured on Capital One’s pre-qualification page.
Is Capital One Secured Card Worth It?
The Capital One Platinum Secured Credit Card is a very good credit for building credit at a low cost. the card is easily worth It because it offers a zero annual fee, and their starting credit limit in return for a refundable security deposit is low.
How Much Money Should I Spend on my Secured Credit Card
Well, there is nothing wrong with your secured card multiple times every month, as long as you’re not spending more than your means of maxing out your card.
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