Do you want to earn rewards from all of your business purchases, but don’t want to deal with all the rules and categories? The Capital One Spark Cash Select is a good choice. Its $500 Cash Bonus gives you a hassle-free way to earn cash back on every purchase and even offers a new, upgraded welcome bonus for using your card right away.
Capital One’s recent decision to split the original Spark Cash Select for Business into two versions, didn’t change much except for the specialized welcome offer you can choose before applying. This is a great choice of card to apply for, offering lots of benefits. Plus, the application process is very easy and fast.
Benefit Of Capital One Spark Cash Select
This credit card option is a good choice for business owners that want to earn from business purchases. It offers cardmembers the following benefits;
- It offers unlimited cash back for businesses on every purchase.
- You stand a chance to win a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening.
- No annual fee.
- $0 fraud liability.
- Year-end summaries
- Add account managers.
- Set up automatic payments
These are some of the benefits attached to the card.
How To Apply For Capital One Spark Cash Select Card
Interested in applying for this card? Well, as stated earlier, the process of applying for the credit card is easy and fast. Use these guidelines to apply;
- Make sure you’re connected to an internet network and go to https://www.capitalone.com/small-business/credit-cards/spark-cash-select/
- Click “Apply Now”.
- Fill out the application form by entering all the details required.
- Email address.
- Phone number.
- First name, MI, and last name.
- Date of birth.
- Tax ID (SSN or ITIN)
- Residential address, apt/suite, zip code, city, and state.
- Select a business role.
- Enter total annual income, and monthly rent/mortgage.
- Type your business name, and as you want it to appear on the card.
- Business address, apt/suite, zip code, city, and state.
- Business phone number.
- Select the business structure and business type.
- Next, enter your employer identification number.
- Select how old the business is.
- Type business industry.
- Enter the business’s annual revenue.
- Business spend per month.
Complete the application form by providing all the necessary details, and click “Continue”.
How To Activate Capital One Spark Cash Select Credit Card
Activating your card should not be a problem, having gained approval on the application. Well, for the benefit of those who are finding it difficult to activate their card, here are steps to take.
- Navigate to https://www.capitalone.com/help-center/card-activation/activate-your-new-card/
- Click on “Activate new card online”.
- If you already have an account, click “Sign In & Activate”. No account? Click “Enroll & Activate”.
Capital one financial cooperation is open to all its customers. This means they go out of their way to ensure that their customer is given total satisfaction. Well, don’t you think becoming a customer will not be a bad idea? If that’s a yes, then, check out our next heading.
How To Enroll For Capital One Spark Cash Select Card Account
Enrolling for a card account is very easy, all you need to provide are the card details. To enroll, use these steps;
- Go to the Set Up page at https://verified.capitalone.com/enroll/pii?originatorId=LYA_CARD
- Enter your last name, Social Security Number, or ITIN.
- Type your date of birth, and click “Get Started”.
Next, follow the onscreen prompts to enroll for your card account access. Having a card account allows you to manage your account conveniently.
How To Log In To Spark Cash Select Credit Card Account
Continue from where you stopped on your card account using the steps below;
- Use this link to access the login portal, or select “Sign In” from the home page.
- Enter your Username and password.
- Click on “Sign In”.
With the above steps, you should be able to access your account.
Capital One Customer Service
Want to speak Capital One customer representative? Well, you can contact them and lay out all your complaints and make your inquiries. The customer help desktop is open 24/7 to render you all the assistance you need.
Relevant Capital One Links
Customer helpdesk; click here
Spark cash select card page; use this link
Follow here to Capital One’s homepage.
Capital One Social Media Accounts
Frequent ask question
What is the credit limit for Capital One Spark?
The Capital One Spark business credit limit is $500 for Spark Classic and $2,000 for the Spark Cash and Spark Miles cards. You may receive a higher limit depending on how high your credit score and income are.
What credit score is needed for the Spark card?
Do you wish to know what credit score is needed for the spark card? if you are then you are in the right place at this moment According to Capital One, the Capital One Spark Cash Plus Card is for consumers with an excellent credit score. This means you’ll need a FICO score of 740 to 850, or a Vantage Score of 781 to 850, to qualify for the card.
Does Spark cash report to personal credit?
If you open a new Spark Cash Plus card today, it will not report to your personal credit file. However, the Spark Miles card still does (for now) report to your personal credit file. As well, all Capital One Spark cards opened before Oct. 22, 2020, will report to your personal credit file.
Is Capital One Spark Cash Select Visa or Mastercard?
Well, you want to know if the Capital One Spart Cash Select Visa or Mastercard? Well, the truth and the answer to your questions is that the Capital One Spark plus card is a visa card.
What is the Limit of Capital One Spark Card?
As a charge card, the Capital One Spark Cash plus card come with no preset spending limit (now can know if the Capital One Spark cash plus card comes with no preset spending limit).
How do you Qualify for Capital One Spark?
Check out the steps below to qualify for Capital One Spark:
- Never declared bankruptcy or defaulted on a loan.
- Has not been more than 60 days late on a loan in the past year.
- Has had a loan or credit card for 3+ years with a credit limit of $5,000+
What is the Lowest Capital One Credit Limit?
If you have limited credit, the Capital One Quicksilver One Cash Rewards Credit Card is Probably your card of choice from this credit card company. The minimum credit limit is about $300, and the average cardholder may achieve a typical credit limit of $2,000.
What Type of Credit Card is Capital One Spark?
The Capital One Spark Cash Plus Credit Card is a Charge card, this means that there is no predetermined spending limit. Therefore, that does not mean you can spend an unlimited amount on the card.
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