Citi Double Cash Card is a card, that has an Unlimited 1 percent as you buy, 1 percent as you pay cash back rewards structure. Then you should check out the Citi Double Cash Card.
It has no annual fee, and an 18-month introductory 0 percent APR on balance transfers (15.49 percent to 25.49 percent variable APR after). Practical and constructive come to mind when analyzing the Citi Double Cash Card
Citi Double Cash Card
This Card is one of the best cashback cards available, as it offers an outstanding earning rate without having to track specific spending categories.
The card lets you earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. That’s an excellent flat rate for earning rewards on your everyday purchases, which can provide great long-term value.
However, the Card’s main drawback is that it doesn’t offer many additional benefits as other cash-back credit cards do. For example, while this card does offer a substantial intro APR period on balance transfers, it’s lacking a sign-up bonus and things like travel and purchase protections.
Review of Citi Double Cash Card
Looking for a credit card that offers hassle-free cash rewards on all your purchases? Look no further than this Valuable workhorse. While it may not have all the bells and whistles of other cards, it more than makes up for it with its dependable flat-rate cash back.
With this card, you’ll earn 2% cash back on every purchase – 1% when you make it, and another 1% when you pay it off. There are no limits to the rewards you can earn and best of all, there’s no annual fee to worry about. Don’t settle for a card that makes you jump through hoops to earn rewards. Choose this one for easy, unlimited cash back.
Citi Double Cash Card Benefits
Below are some of the benefits of this card:
- Digital wallets.
- 24-hour Fraud protection.
- 24/7 customer service.
- Zero-dollar Liability for Unauthorized Charges.
- ID Theft Protection.
- Citi Entertainment.
- Lost wallet service.
Those are some of the benefits of this Card you need to know about.
Citi Double Cash Card Application Requirement
Those who wish to apply for this credit card should have to meet these requirements:
- You should be 18 years old and above.
- Have a valid SSN/ITIN.
- You have to be a resident of the United States of America.
When the above are in place, you can then go ahead to apply for a credit card on the Gap website.
Citi Double Cash Card Application
Do you want to own your Card? if you do, you will have to apply for one first. Yes, the application is very important for most cards, just as mentioned above you will have to be provided with all the information you need regarding the card including how to apply.
How to Apply for Citi Double Cash Card
Follow the steps below to apply for the card:
- Go to www.citi.com/credit-cards/citi-double-cash-credit-card on your web browser.
- Once the page shows you will be the “Apply Now” on the right-hand side click on it.
- On the next page, you will have to enter some personal information which includes first name, middle initial, last name, suffix (opt), home address, social security number, date of birth (MM-DD-YYYT), country of citizenship, mobile phone number, and email address.
- Fill in your security words and financial information, then you can now click on the “Agree & Submit” button.
You must continue within the instruction on your screen if you want to complete the Card application process.
Citi Double Cash Card Activation
If you have received your Card, you must activate the card before you use it. this is because it might not work and the function of your card rests wholly on the card activation. There are various ways you can use to activate your card. you can activate the card via phone call or online through their website.
How to Activate Citi Double Cash Card Online
Activating your card online is one of the easiest ways for this Card activation. Here are simple steps to consider when you want to activate your card:
- Type in www.citi.com on your web browser.
- On the page that loads up, you will see register/activate click on “Activate” below the sign-on.
- You will be asked to enter your Card Number
- Then click on “Continue”
After that, you can follow the onscreen process to activate your card. which is very easy.
How to Activate Citi Double Cash Card Via Phone
Here are simple steps to consider when you want to activate your card via phone call:
- When having challenges activating your card, you will have to visit the Citi official website at www.citi.com.
- Scroll down the website.
- To access their customer center.
Use the contact below the customer support option to reach customer service for help on your card activation.
Citi Double Cash Card sign up
If you do not have an online banking account for your card yet, you will have to register for the card online access, so that you will be able to manage your card online. The card online access account registration is easy to do.
How to Register for Citi Double Cash Card Online Access
To register for online access, follow the information below:
- Go to your web browser and search for online.citi.com/US/ag/bank/registration/set-up-online-access.
- You will be asked to enter your credit/debit card number, bank account number, and paycheck protection program loan account number.
- After that, you can now click on “continue set up”
Those are the step you have to take to get signed in to your card account online, then follow the onscreen directives to complete the registration process.
Citi Double Cash Card Log in
Having known how to sign up for an account and have gotten an account, it is very easy for cardholders to access their account online.
You can pay bills, review your transaction history, set up automatic payments, and do more things with your account been login into the website. Keep on reading to learn how to access your account.
How to Login to Citi Double Cash Card Account
If you were finding it hard to access your account online, kindly use the steps below to log in to your account:
- Go to www.citi.com/login?deepdrop=true&checkAuth=Y. on your web browser.
- You will have to enter your user ID and Password.
- Then you can click on “sign on”
These are the steps you need to follow for the Card login.
Citi Double Cash Card Foreign Transaction Fees
The Citi Double Cash Card – 18-month BT offer foreign transaction fee is 3% of the Transaction amount in U.S. dollar. Among credit cards that charge foreign transaction fees, 3% is the most common amount. There are, however, plenty of foreign-transaction-fee-free credit cards for international travel.
To clarify, any transaction involving a foreign bank will incur a foreign transaction fee. Additionally, transactions made in other currencies, will first be converted to U.S. dollars and then have a 3% foreign transaction fee added by Citi.
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Frequently Asked Questions
Does Citi Double Cash Card Have Rewards?
Earning Rewards Card offers a simple rewards system. Though not quite as straightforward as a flat 2% cash-back card, the card’s 1% cash back when purchases are made and an additional 1% when the card is paid off rewards a total of 2% to those who pay at least the minimum due on time.
How Many Credit Cards are too Many?
How many credit accounts are too many or too few? Credit scoring formulas don’t punish you for having too many credit accounts, but you can have too few. Credit bureaus suggest that five or more accounts which can be a mix of cards and loans are a reasonable number to build toward over time.
Is Citi’s Double Cash Card Accepted Everywhere?
This Card is a Mastercard. This means that you can use the card virtually everywhere in the world that accepts credit cards. Mastercard is accepted in over 210 countries and territories, and by millions of retailers
Is the Citi Double Cash Card Hard to Get?
The answer to this question is yes. It is hard to get this credit card – 18-month BT offer because it requires a credit score of 70 or higher for approval.
Citi Double Cash card, is it a Good Card to Have?
Before I tell you anything you need to know that one of the best flat-rate cash cards on the market, primarily because of its high rewards rate, many flat-rate cards top out at 1.5% New cardholders can also transfer a balance from another credit card.
What is the Highest Limit on Citi Double Cash Card?
This Card Credit Limit is $500, as a minimum. It could be a lot higher than that, depending on your overall creditworthiness, but Citi doesn’t disclose a maximum.
What is the Hardest Citi Card to Get?
The hardest Store-affiliated credit card to get is the Costco anywhere visa Card by Citi because this one requires excellent credit approval, which means a credit score of 75 or even higher.
Is Anything Better Than Citi Double Cash?
Better credit Cards may include Chase Freedom Unlimited and Wells Fargo Active Cash, well it also depends on your exact spending habits and preferences.
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