Citi Rewards Credit Card – Application and Activation

The Citi Rewards Credit Card allows or enables you to earn tons of reward points and also redeem them with ease for an attractive trip, premium merchandise options, etc.

Citi Rewards Credit Card - Application and Activation

Benefits of Citi Rewards Credit Card

Below are the benefits of Citi Rewards credit card;

  • Earn 10x the reward point on purchases you make at departmental store.
  • Get 1 reward point on every purchase of Rs.125.
  • 300 points reward for a total purchase up to Rs.30, 000 or above in a month.
  • Earn 1,500 bonus points on your first purchase made within 30 days of the issue.
  • 10% points back for your 100,000 thank you points you redeem per a year.
  • You can earn 1 thank you point per $1 on other purchases.
  • 2x Thank you points per $1 at supermarkets and gas stations for your $6,000 every year.

Citi Rewards Credit Card Rates & Fees

  • Annual Fee – $0
  • Purchase Intro APR – 0% (for 12months).
  • Balance Transfer Intro APR – 0% (for 12months).
  • Regular APR – 15.74% – 25.74% variable.
  • Cashback rate locally -0%.
  • Cashback rate Overseas – 0%.
  • Free period –Up to 58days.

Citi Rewards Credit Card Application


Applicant must be 18 years and above. Also a citizen of India.

Documents Required

The following documents are needed to apply for a Citi rewards credit card;

A filled in application with two colour photographs.

A proof of address (telephone bill, electricity bill and ration card will be submitted).

An ID card proof (Passport, Driving license, voter’s card).

Salary slip for the past 3 months for salaried employee’s.

Office address proof for self-employed people.

How to Apply for Citi Rewards Credit Card

  • Go to
  • Then click on “Apply Now”.

Tell us about yourself;

  •  Enter Your First name, Middle Initial (opt), Last Name, Suffix (opt), Date of Birth, and Social Security Number.
  • Click on YES on “Are you a US citizen?”

Address and Contact Information

On this form, enter your;

  • Home Address
  • Apt. /Ste.
  • Zip Code.
  • City.
  • State.
  • Primary Phone Number.
  • Work Phone Number.
  • Email Address.

Security World

Enter your Security Word Hint and Security Word.

Financial Information

Fill in Total Annual Income, Monthly Mortgage/ Rent Payment and the account type.

Authorized User

Tick on the “I want to add an Authorized User to this account now” optional.

Then accept the Terms and Conditions and click on Submit.

How to set up an Online Access for your Citi Rewards Card

Go to Enter your card number and follow the instructions displayed.

How to Activate Citi Rewards Credit Card


Simply send an sms with the mobile number you used to register, ACT space 4 last digits of your cards number to 6058. Confirmation sms will be sent right back to you Citi about your successful activation or not.

Citi Mob

Log on to your Citi Mobile to activate your card anytime. Citi will send you an SMS or mail.

Citi Rewards Credit Cards Customer Care Number

To make general inquiries dial 1860 210 2484.

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