HSBC Credit Card | HSBC Advance Credit Card

HSBC Advance Credit Card Offers fresh cardholders 25,000 rewards points after spending up to $1,500 on purchases made within the first three months of membership . This card is issued by HSBC Bank USA, NA.

Benefits Of HSBC Credit Card

  • Fresh Members earns 25,000 extra points on $1,500 spent on items from the first three months of account opening 
  • Cardholders enjoys 0% intro APR on balance transfers and purchases within the first 12 months of membership 
  • Offers 2 bonus points on purchases made at dinning and entertainment  
  • Enjoys 1 extra rewards points on every other purchases 
  • Points earned can be redeemed for gift cards 
  • Cardholders chooses from a leading brand merchandise or cash back 
  • Rewards points can be used to book or pay for flights, hotels and car rentals 
  • Free annual fee  
  • Offers 1 million dollar travel insurance 
  • Members gains prolonged warranty 
  • Gets assurance on items purchased 
  • Receives maximum fraud protection 

HSBC Credit Card Rates and Fees

  • Annual percentage rate for purchases – 0% intro, after  17.24% or 21.24% 
  • APR for balance transfers – 0% intro after 17.24% or 21.24%
  • APR for cash advances – 27.24%
  • Penalty APR – 32.24%
  • Minimum interest charge – $1.00
  • Annual fee – $0
  • Balance Transfer fee – $10 or 3%
  • Cash Advance fee – $10 or 3% 
  • Over draft transaction fee – $10 or 3%
  • Late Payment fee $0 after $37
  • Return payment fee – $25

Requirements For HSBC Advance Credit Card 

  • Applicant must be not less than 18 years 
  • Must be US Resident 
  • Should have a valid government issued photo ID 
  • Have a current US HSBC Advance or Premier checking account relationship 

How To Apply For HSBC Advance Credit Card 

To Apply for this credit card make sure you have a current HSBC Advance account relationship. 

  • Proceed to login to personal Internet banking to apply for this card 

How To Activate Card

  • Visit 
  • Enter your HSBC account number, last four digits of SSN, your three digits Security code, Card expiring date 
  • Tap on “am not a robot” box
  • Click on “activate” link   

 How To Login To Your HSBC Advance Credit Card 

  • Progress to 
  • Press  on “log on” widget 
  • Enter your User name 
  • Tap on “continue” tab 

How To Recover Your Forgotten Username

  • Go to the login page 
  • Click on “forgot username” link 
  • Fill in your SSN, your HSBC Card number and PIN 
  • Tap on “continue” tab 

How To Make Bill Payment

For Online payment : Login to your HSBC personal Internet banking and make your payment 

For Mobile app payment:  simplydownload HSBC Credit Card mobile app on your phone to pay your bills 

HSBC Credit Card Customer Care

To Speak with HSBC Agent you can dial at-  844 249 2068, for customers outside US or Canada call at – 716 841 4477 

You can as well write to this address :

HSBC Bank USA, NA PO BOX 2013, Buffalo, NY 14240 

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