With a low-interest rate, the Navy Federal CU Platinum Credit Card may be a solid option for those who regularly carry a balance. Or those who need a credit card for emergencies, but then again, there is no guarantee that you will qualify for it.
It is designed to help you gain control of your finances. It is a decent card for balance transfers, but you must be a Navy Federal Credit Union member to get it. Before deciding whether the Navy Federal Platinum credit card is a good fit for you, read on to find out.
Navy Federal CU Platinum Credit Card
The Platinum credit card from Navy Federal is a low-interest credit card. The card’s introductory offer for balance transfer and also its lack of balance transfer fees make it a good balance transfer card. However, It is a 0% annual fee, a 0$ intro APR and 0$ in balance transfer fees.
It is hard getting a credit card offering all three. It may be a good option for some and not advisable for others, also you must be eligible to join the Navy Federal Credit Union (CU). However, the 0% period is not long and you won’t earn rewards.
The Navy Federal CU Platinum Credit card is good for balance transfers, and if you need to carry a balance around. Also, works as a travel companion, and to get the card, you must be a Navy Federal Credit Union member.
Before deciding to go for it, there is more to discover about the Navy Federal CU Platinum Credit Card, so just pay attention and read on.
What are The Benefits of the Navy Federal CU Platinum Credit Card
The awesome benefits of the Navy federal platinum card include;
Tap to Pay
The platinum credit card allows you to easily make purchases quickly and securely. Simply locate the contactless symbol at checkout of any purchase and tap your card against the card reader.
Travel and Emergency Assistance
In times of emergencies, the Navy federal platinum card is a cover. It helps you when you need assistance and you can count on a wide range of services available whenever you need them. These emergencies include; medical referrals, lost luggage, and prescription assistance. The card issues make every effort to respond to cardholders in times of emergencies.
Collison Damage Waiver
With your Navy Federal Visa or Mastercard, you automatically have Collision Damage Waiver coverage when you rent a car for 15 days or less and pay for the rental with your card.
Also, there are additional benefits to entertainment, shopping, and traveling. You will be eligible for cell phone protection when you pay your phone bills with your credit card.
However, you should know that the value of protection you receive varies depending on the card type you are assigned to; MasterCard or Visa.
How To Apply For NFCU Platinum Credit Card
To apply for the Navy federal credit union credit card, follow the steps below;
- Go to https://www.navyfederal.org/loans-cards/credit-cards/platinum.html
- Click on “Apply” at the top.
- If you already are a member of the NFCU, sign in and complete the application form.
- Or simply click on “Become a member” to apply.
Remember that, you must become a member of the NFCU to use the service and apply for the credit card.
How To Activate The Navy Federal CU Platinum Card
To use your navy federal platinum credit card, you must first activate it. To activate your NFCU platinum credit card, call the customer service number on the card. At the time of activating the card, you will be required to select a four-digit PIN.
How To Register For Navy Federal CU Platinum Credit Card Account
If you have a Navy federal platinum credit card, you can enroll for a card account online to access it whenever you want. Here is how to enroll for the platinum card online access;
- Use your browser and go to the Navy federal home at https://www.navyfederal.org/loans-cards/credit-cards/platinum.html.
- Click on “Sign In” at the top right side of the page.
- Then from the sign-in page, scroll down and click on “Enroll in Digital Banking”.
- Now, provide your personal information.
- Enter your last name, date of birth, and Social Security Number.
- Next, click on “Continue”.
Follow the on-screen instructions to complete your registration on the navy federal digital banking.
How To Login To CU Platinum Credit Card Account
To log into your platinum credit card online account, follow the directives below;
- From the navy federal card page, click on Sign in at the top.
- You will be redirected to the digital banking page.
- Now, provide your card login details; username, and password.
- Then, click on “Sign In”.
Your credit card account will be loaded on the device. Once the navy federal platinum credit card has been logged in, you can access the services and continue from where you stopped.
How To Recover CU Platinum Card Login Account
If you have lost or forgotten your Platinum credit card login details, you can easily recover your password or username back. Use the directives below to recover your card account;
- Select “Sign in Help” from the Sign in page.
- You will be redirected to the navy federal account recovery page.
- Select your card or account number type and input the number with no dashes.
- Enter your date of birth and your Social Security Number.
- Last but not least, click on “Continue” to proceed to the next page.
You will be guided through the prompts that will be shown afterward to recover your navy federal card login.
Navy Federal CU Platinum Credit Card Customer Service
If you have a question or need help with a service or your credit card, you can connect with the customer helpdesk. Select the means you want to use in reaching the Navy Federal customer center.
Useful Navy Federal Card Links
Click here for the credit card page
Visit Navy Federal official website
Get assistance on your card needs and complaints using this link
Navy Federal Social Media Links
Conclusion
The Navy Federal CU Platinum credit card is a worthy option for those with average credit and on the search for a balance transfer card. As a member of the NFCU, getting the platinum card will help you with money on interest.
A downside is that you won’t be able to earn rewards for your spending. Before deciding to apply for this card, ensure to make your calculation of your credit card needs.
Frequently Asked Questions
Does the Navy Federal Credit Union Platinum Card charge foreign transaction fees?
Fortunately for cardholders, the Navy Federal CU platinum card comes with no foreign transaction fee or annual fee. Also, there are advance fees to make or balance transfer fees. It means you can use the card without worrying about paying transaction fees.
What is Navy Federal platinum credit card limit?
The credit limit on a Navy federal platinum card is between $500 and $50,000. For starters, every cardholder is guaranteed a minimum limit of $500 and if you are trustworthy, your credit limit will be increased.
What is a Navy Federal platinum credit card good for?
The navy federal platinum credit card is good for people who want to take advantage of its low-interest rate. Also, if you wish to carry a balance from month to month or a backup emergency savings, the platinum card is a great choice.
What credit score is needed for a Navy Federal platinum credit card?
To be eligible you need a credit score of at least 700 or greater. Nevertheless, if you have other accounts with Navy Federal, you may be able to open an account with a lower score.
Is Navy Fed platinum worth it?
Yes, it is if you are seeking a break in high-interest debt. The Navy federal platinum card is packed with triple zero money-saving features; 0% intro APR, 0$ annual, and 0$ in balance transfer.
What is the easiest credit card to get with Navy Federal?
The easiest card you can get with Navy Federal is the Navy Federal Credit Union rewards Secured Credit Card.
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