PayPal Money Transfer – PayPal International Money Transfer

Make a quick, convenient, easy, and secure transfer with PayPal Money Transfer and get results in minutes. You no longer have to spend hours on end to receive or send money to your business customers, friends, or family. With this money service, your transfer process is made easy.

PayPal Money Transfer

To successfully carry out a PayPal money transfer, either for sending or receiving money overseas, PayPal account holders generally use the Xoom service. This is a PayPal service that is an electronic transfer and remittance provider for sending money internationally. With it, consumers can transfer funds, pay bills, as well as reload phones from the United States and Canada to 131 countries globally.

PayPal supports easy, no-fee money transfers in the US to your recipient’s email address. Domestic transfers are fast and free, but international fees, on the other hand, come with lower fees and stronger rates on international transactions elsewhere.

PayPal Money Transfer

About PayPal

PayPal has over the years become one of the most trusted online payment systems in the world. It comes as an alternative to traditional paper methods like checks and money orders. PayPal uses email addresses to make transferring money easy with the funds pulled directly from your Paypal balance or a linked bank account.

This service process is based on person-to-person transactions between account holders in the system. To successfully move the money, both parties must have an account, as you cannot receive or transfer money without one.

Once your account has been verified, PayPal places no maximum amount or cap on what you can send. When making a single transaction, you may transfer up to 60,000 US dollars, but might be limited to $10,000 in some cases. This depends on different currency conversion and exchange rates.

More About PayPal

PayPal offers its users 24/7 fraud detection monitoring and alerts them if there is any suspicious occurrence. It also allows you to check out faster online with a one-click payment method. Any business can link their credit card to a PayPal account and still get all the points, miles, as well as rewards as they would with a normal card.

PayPal still remains one of the fastest money transfer services online. You will only have to wait for 1-2 business days for the funds to be in your local bank. Its services are cheaper and faster than Western Union or any other bank transfer service online.

Before you can carry out any transfer transaction on Paypal, you must create an account to be able to use the service.

Follow these steps to submit your details and create an account:

How to Create a PayPal Account

First, visit then click on the sign-up icon it will take you to the next page to feel the required information.

  • Provide your name and date of birth.
  • Your email and phone number are also needed.
  • Enter your residential address.
  • Then details of your linked bank account or credit card.

Understanding PayPal Money Transfers

With Paypal, you have the option of accepting payments from another PayPal account, or from a credit card or a debit card. To successfully move money out of your PayPal account, you can deposit the money into your bank account, or to a credit card or debit card. Debit cards are almost always linked to a bank account, which enables Paypal to make a distinction between bank transfers and debit card transfers because the back-end process is quite different between the two.

Types of Personal Transfers Supported by Paypal

Paypal supports the following personal transfers:

Instant Domestic Transfers

This is a service that enables you to send money directly from your Paypal account balance or a linked funding source to recipients using only an email address or phone number. Your recipients can then transfer the money to their own bank accounts.

International Bank Deposits

Here, you can deposit money to bank accounts or mobile accounts worldwide via Xoom, which is a subsidiary of PayPal.

Xoom additionally offers cash pickups and home deliveries in select countries.

PayPal International Transfer Fees

Before you arrange an international transfer with PayPal, from a PayPal account that is based in the US, there are certain fee structures you need to understand as well as the currency conversion rate applied.

For international transfer fees, PayPal charges depending on where you are sending money to as well as how the transfer is funded. Even though it is free to send money within the US and Canada to friends and family, if you want to send cash to another country using either your PayPal balance or a linked bank account, you’ll be paying 0.3%-2% of the transaction amount.

If on the other hand, you decide to fund your transfer using a credit card, debit card, or PayPal credit, then you will be paying more. The fees, in this case, range from 3.4%-3.9% of the total transaction amount, with an additional small fixed fee which is based on the currency involved.

How to Make an International Money Transfer with PayPal

If you want to make an international money transfer using PayPal, you have a few options to choose from.

Decide on the Payment Route you want to use

Depending on where you are sending money to, you can choose from any of the following routes:

  • Transfer money to another individual’s PayPal Wallet.
  • Set up home delivery of cash.
  • Make a direct bank deposit.
  • You can have your recipient pick up the money you send from a participating location.

Understand that some of these services are delivered via Xoom, which happens to be a PayPal subsidiary that specializes in certain types of payments and transfers. If you happen to send cash to your recipient’s PayPal Wallet, then they must have a PayPal account themselves to be able to access it. Howbeit, for the other options, you can transfer cash through PayPal, even if the recipient does not have a PayPal account of their own.

How to Perform a PayPal Wire Transfer

To send a PayPal wire transfer through, you will have to complete these steps:

  • Securely link your bank account, credit, or debit card information in order to send money.
  • Then key in the email or mobile number of the recipient.
  • The funds get deposited directly into their PayPal account.
  • Thereafter, notifications are instantly sent out to the recipient.

Now, this process is as simple as stated above but bear in mind the type of transfer you wish to make. Now some PayPal partners offer much cheaper rates for international transactions.

Using Your Mobile Phone for PayPal Money Transfer

You can definitely use your mobile phone to make a Paypal transfer

 Here is the procedure below:

  • Download the PayPal app from Google Play Store or the App Store depending on your device requirements.
  • Get the recipient’s email address.
  • PayPal will help them create an account to enable them to access their money.

How to Track Your Paypal Money Transfer

You can track the progress of your transfer by completing the following steps:

  • Log into your account
  • Tap on”Activity” to see a list of all your current transactions.
  • Then select the one you want to track.

How Quick is PayPal Money Transfer?

If you are sending or receiving money with the aid of a PayPal account, most transactions take just a few minutes before you see the money deposited. On the other hand, getting money out of a PayPal account can take a few days to complete using PayPal’s standard service. But if you are eager to get the money into the bank, you can use PayPal Instant Transfer for a fee.

Paypal-to-Paypal Transfer Times

If someone is paying you using their Paypal account, it will just take minutes to transfer to your PayPal account, as long as it is paid from their Paypal balance, a debit card, or a credit card.

Clients’ Payment Processed Time

If you are invoicing a client with PayPal’s invoicing service, you can expect the money to pop up in your PayPal balance within a few minutes, as long as it is paid with a debit or credit card. Also, if they are paying with a bank transfer or eCheck, then it may take a few days to clear the bank. If you are using PayPal’s invoicing, PayPal notifies you with an email once the payment has been made, and the invoice status changes to “Paid”.

When making use of Paypal’s merchant services, or PayPal’s powdered by Braintree, credit card and debit card transactions head directly over to your specified bank account. Visa, MasterCard, and Discover card payments take two to three business days, while American Express payments, on the other hand, take up to four to five business days. Accepting PayPal payments means the money goes to your account within minutes.

PayPal Instant Transfer

Paypal Instant Transfer charges a $10 fee or 1%  of the transaction amount, whichever is less for this service if you need to get money from your Paypal account into your bank as soon as possible. This transfer method takes no more than 30 minutes, but transfers made after 7 p.m. Eastern Time or on weekends or holidays may take longer.

To use the PayPal Instant Transfer service:

  • Log into your account.
  • Choose “Transfer”.
  • Under the Instant section page, choose “Link an eligible card”.
  • Key in the details of your Visa or MasterCard, or your debit as long as it has the Visa or MasterCard logo on it.

PayPal Refund Times

The time it takes for the refund to process, depends on how the money was initially paid. If it was paid via PayPal Cash, you are sure to get the money the same day the refund was requested. Say it was paid via a bank account, the refund will take three to five business days to arrive in your account. If it was paid via a credit card or a debit card, including a PayPal credit card, it may take up to 30 days to pop up in your account.

To view the status of a refund you have received, visit your PayPal activity page. The refund status will state”pending” “Refunded”, “Partially Refunded” or”Completed”. In case the refund was sent before the payment was cleared by your bank, the status may say “Temporary Hold” until the payment is cleared.

PayPal Money Transfer is the fastest, most trusted, easy, and convenient way to transfer funds.


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