Surge MasterCard Credit Card – Surge MasterCard Credit Card Application

The Surge MasterCard Credit Card is issued by Celtics Bank. This MasterCard is exclusively made for people with less perfect credit. With the Credit Card, you can view your credit score freely. Furthermore, the Card can be used in any place MasterCard is accepted. This credit card can be used to dine, travel, and even for shopping.

Surge MasterCard Credit Card

A credit card can help you rebuild and improve your credit score when your payments are always made regularly. And your balance is kept under your credit limit. 

Surge MasterCard Credit Card

The Surge MasterCard Credit Card offers exclusive to its cardholders. The benefits make this card attractive to get. To get to enjoy the credit card go through its benefits and more on the website of credit card.

  • Cardholders will get a credit limit increase. Get their accounts reviews to increase
  • Monthly credit reporting to the three major Credit Bureaus
  • Cardholders will gain access to your monthly Vantage 3.0 credit score
  • You will be notified on your account to enable you to manage your account based on spending and payments
  • $0 Fraud Liability
  • Access to online account management
  • You can use the mobile app to access your account at any time from your smartphone.
  • The credit limit comes with genuine MasterCard benefits and credit limits of $300 and 750

The card is designed with incredible benefits for anyone with less-than-perfect credit.

Surge MasterCard Credit Card Pre-approval

Apply for a Credit Card is done in two ways; by taking the Pre-qualification check and by receiving a Mail offer.

If you’re taking the Pre-qualified, use the steps below:

  • Go to the homepage at
  • On the card page, click on the “Pre-qualify” button
  • On the next page, you will see a blank space to fill in your details.
  • Enter your First, Last Name, Email Address, Suffix, Address, City, State, Zip Code, Date of birth, SSN,
  • Then click on the “PRE-QUALIFY NOW” button

Use the above steps to adequately check your “pre-qualify” result.

Surge MasterCard Credit Card Application

If you had received an invitation to apply for the card via receiving a Mail offer, follow these steps to respond to the mail offers:

  • Go to
  • Scroll to the page-top at the right-top corner of the screen. Click on “Get Started “ then select from the drop-down menu the “ Received a Mail offer” widget.
  • Type in the invitation number and Zip code in the empty box.
  • Click on the “Get Started” button.

Simply follow these steps to apply for the credit card if you have received an invitation via mail offer.

Surge MasterCard Credit Card Application Status

The Surge MasterCard Credit Card Application response is often instant. However, in some cases, if additional information is needed from you, it may take up to 30 days.

If you keep waiting without any quick response then simply call on the customer service of the Bank to speak with a customer representative about your application status. Check on their website for the accurate phone number to use.

Surge MasterCard Credit Card Sign In

The truth is, it is very important and compulsory to log in to your account. Logging into your account gives you access to manage your card online. However, to monitor your transactions, make a payment and many more.

How to Sign Into your Surge MasterCard Credit Card Account

To access your account after you have applied you will need to log in to the site online. Use the steps below to Sign In to your account online;

  • Go to your web browser and search for
  • Navigate to the right side of the screen
  • Click on the “My Account” icon
  • On the next page, navigate to the “Log in to our secure server” tab
  • Enter your Username and password
  • Click on the “Log In” button

Using the steps you will properly Sign In to your account online.

Surge MasterCard Credit Card Activation

Simple steps and guidelines to activate your Surge MasterCard Credit Card activation:

  • Type in on your web browser.
  • Enter your last credit Card number.
  • Last of SSN.
  • 5 Digit the zip code.
  • Then Hit on the “Activate” button.

To activate your credit card before you begin using it simply follow the steps above to activate your card. Or you can call on the phone number affixed to your new card before 30 days of your credit card’s arrival.

Surge MasterCard Credit Card Payment

To pay for the Credit Card log in online at the login section and click on the “Bill Pay” widget to make your online payment

Or make payments using MoneyGram. Or send in your Check or use a Money order through the Mail. Call the customer service phone number to get directions.

Surge MasterCard Credit Card Customer service Phone Number

The Credit Card Customer Care service Center enables cardholders to get information about their credit card. Get to the website to talk with a credit card representative. You can also find a customer service phone number on the website to contact the center.

Surge Credit Card Relevant Links

Official website.

The App is available on your App Store and Google Play Store.

Frequently Asked Questions

What Bank Owns Surge Cards?

The surge card is owned by Celtic Bank

The surge MasterCard credit card is owned by the Celtic bank and issued by a Celtic bank, the credit card is designed for those who have a bad credit history or none at all. While using a credit card you can build or rebuild your credit. You can check the surge credit card application status to find out if you are pre-qualify.

Can You Use a Surge Credit Card Before it Arrives?

No, you cannot use the Card immediately you will have to wait until it is approved. And also wait for the card to arrive in the mail so you can activate it.

What is the Minimum Amount Kelly Must Pay to Surge Credit Card to Avoid Paying Any Interest?

The Surge Credit Card can be used to make multiple payments, per bill cycle, It has a minimum payment of 15$ and flexibility in the timing of large payments to the credit card. Using it to pay only the minimum payment will likely result in credit limit and credit utilization penalties.

Where Can I Use my Surge Card?

Surge Mastercard Credit Card with an initial credit limit ranging from $300 to 1,000 use the Credit Card can be used at any location where Mastercard is accepted.

Does Surge Mastercard has an App?

Want to know if the Surge Mastercard has an app? yes, they have an app, and you can also access their app through their app. And it is available on iOS and Android devices.

Does Surge Give Credit Limit Increases?

The Surge Mastercard can be an Effective tool for getting a high credit limit and a chance at a credit limit increase in as little as six months, but the card’s high fees and APR make it a Questionable choice for most credit builders.

How Long Does it Take to Get a Surge Credit Card Once Approved?

After you apply for credit and are approved it is a very fast process to get a new credit card. when you have been approved, your new surge credit card and welcome materials containing important surge card info will be mailed within (3) business days.

Does a Surge Card Double your Credit Limit?

With Surge Mastercard, your initial credit limit will double. Kindly make the first six monthly minimum payments on time.

How High is a High Credit Limit?

You need to know that a high-limit credit card typically comes with a credit line that is between $5,000 and 10,000.  You will likely have a higher credit limit if you have good or excellent credit.

How do I Make a Payment on the Surge Credit Card?

The Easiest way you can pay for your Credit Card is either online or by calling their customer service. In other words, you can pay your credit card bill by mail.

Does the Surge Mastercard have an app?

Yes, the Surge Mastercard has an app. And you can also access your account via the issuer’s mobile app for iOS and Android devices.

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