What Payment Method Does Target Accept

Nearly anything can be bought at Target, including groceries, home decor collections from your favorite HGTV stars, appliances, and fashion for the whole family. But you can check out with nearly any payment method. Now the question is: What payment method does Target accept?

The popular retailer Target is partnering with installment platform Sizzle and will now offer a variety of payment options year-round.

What Payment Method Does Target Accept

What payment method does Target accept?

Here are payment techniques that are approved by Target:

  • A third-party debit card is associated with Visa or Mastercard and handled as a master card.
  • Third-party installment plans such as After Pay, Klarna, and Zip
  • Target RedCard (target debit card, Target credit card, Target Mastercard)
  • Target gift cards, Target gift cards, and mobile Target e-gift cards
  • Third-party gift cards from American Express, Discover, Visa, and Mastercard

How the Target Credit Card Works

The Target RedCard is a type of Visa that can be used both in Target stores and on their website. Shopping with the RedCard can give you a 5% rebate on purchases at Target, an additional 30 days for returns and trades, and no annual fees.

However, it’s important to note that the Target visa has a high annual percentage rate (APR) of over 20%. If you carry a high balance on your credit card for a long time, the interest charges could outweigh any savings from the rebate.

While RedCard offers a 5% rebate, other credit cards offer cashback, which means the cardholder receives a percentage of the amount spent on purchases as a refund from the card issuer.

How do I use contactless payment at Target stores?

Well, Target now accepts contactless payment, also known as NFC, at their stores. Simply hold your contactless card or mobile device.

Or wearable over the card reader screen to initiate payment until confirmation that the payment was successfully displayed on the screen, and then follow the prompts on your device or card reader screen.

You can do this at any time while you check out, when the card reader is ready for payment, or when the cashier is still scanning items.

Does Target take Apple Pay?

Apple Pay authorizes you to operate your iPhone or Apple Watch to pay for your purchases. Target currently acknowledges Apple Pay and other contactless installment techniques for example.

  • Samsung Pay and Google Pay
  • Installment-empowered wearables, including Fitbit pay;
  • Contactless Visas.

When using a contactless payment method such as your Apple Watch or a contactless credit card, all you need to do is hold the device over the payment terminal and wait until you receive a confirmation message both on the screen and through an audible sound that the payment has been successfully processed.

Frequently Asked Questions

Can you be denied a Target debit card?

The answer is yes! Just like any other card, if you don’t meet specific requirements, you may be denied.

How long does it take for the Target RedCard to post to my account?

Well, your Target RedCard may be added immediately to your account at Target if you are automatically approved.

Where can I use my Target RedCard?

You can use a Target RedCard Mastercard credit card anywhere that takes MasterCard, and you can use your Target RedCard charge card or Target debit card at Target stores or on Target.com.

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