www.payoff.com/goodbye – Requirements For Payoff Loan

www.payoff.com/goodbye – this is the invitation page of the Pay off loan platform. Payoff Loan is offered by Happy Money, they work with lending partners that offer the loan.

payoff goodbye

A payoff loan is a personal loan to pay off credit cards. The offer ranges from $5,000 to $40,000. The loan duration can be from 2 to 5 years. However, the loan is simple, saves, and can boost your FICO score by 40+ points.

This is quite interesting to know that you can pay off your credit card debt with ease with the payoff loan platform. Let’s get to see more information as you continue to read on.


Happy Money was established to assist its customers to use money as a medium to keep them happy. The organization works with community-based lending partners that have members’ interests at heart.

In the past years over 208,000 members have been helped since inception funding $3.7 billion in personal loans. In 2021 September, Fobes declares Happy Money the Best Personal Loan of 2021.

How Does Payoff Loan Works?

Less the talking, I believe you will like to know how does the payoff loan works.

First, the company will get to know about your credit, annual income, and savings. This will be a determinant factor for your payoff plan options.

Secondly, you will see the payoff in multiple plan options including the lowest monthly payment, best rate, and quickest way to pay off.

Next, everything will be finalized, and all legal documents and information verification before payment into your account. Also, before paying off the credit card company directly for you.

Benefits of The Payoff Loan

The payoff loan has fantastic benefits to offer its customers.

  • Low rates compared to credit cards and other customize loan terms
  • Offers simple, fixed, and affordable monthly payments.
  • Credit boost to help increase your credit score by 40+ points
  • Fast application and approval
  • Season personal customer service team
  • Specifically designed to help you pay off high-interest credit card debt. This will not hurt your credit score
  • No application fees
  • No prepayment penalties or fees
  • No late fees
  • No annual fee
  • Loans from $5,000 – 40,000
  • APR of 5.99% – 24.99%
  • Duration date from 24 – 60 months terms.

these are the benefits of the payoff loan.

Requirements For Payoff Loan

Here are the requirements for getting a loan the on this platform:

  • You must be at least 18 years old
  • Have a steady source of income
  • Social Security Insurance number
  • Have an active mobile phone number
  • Own a bank account
  • Have a valid email address

These are the criteria for eligibility to get a loan on this platform.

How to Check My Rate

To check your rate on the payoff loan platform use these guide

  • On the website https://happymoney.com/goodbye
  • Navigate to the top at the right side of the page
  • Tap on the “Check my rate” widget
  • On the next page, enter your details like
  • First name
  • Last name
  • Suffix is any
  • Tap on continue

Follow these steps to check out your rate if they have sent your invitation code.

Payoff Loan Customer Service Contact

The customer service team is available to help out with any questions you may have about the payoff loan. Get to https://happymoney.com/contact to gather more information on www.payoff.com/goodbye.

Happy Money Social Media Link





Frequently Asked Questions

What is a Payoff Loan?

Your payoff amount is how much you will actually have to pay to satisfy the terms of you mortgage loan and completely pay off your debt. Your payoff amount is different from your current balance.

Is Payoff a Legit Loan Company?

Yes, Payoff is a legitimate credit card debt consolidation company that works with lending partners to help borrowers get out of under high-interest credit card debt.

How do I Get a Loan Payoff?

For you to get payoff letter, ask your lender for an official payoff statement. Call or write to customer service or make the request online. While logged into your account, look for options to request or calculate a payoff amount, and provide details such as your desired payoff date.

How Long Does a Payoff Loan Take?

When you get approved for a refinance, your new lender pays off your old loans. That doesn’t happen instantaneously, though – the loan payoff takes at least 10 days. And it can take 1-3 weeks after that for the payment to be fully processed.

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