Best Credit Cards for Points

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Ever wondered how you can turn your everyday spending into exciting rewards? Well, the answer might lie in the world of credit cards. If you’re curious about which credit cards can earn you the most points in 2024, you’re in the right place.

Let’s unravel the mystery of the best credit cards for points, making it easy to understand and even easier to choose the perfect one for your wallet. Ready to explore the world of rewards? Let’s dive in without wasting much time.

Best Credit Cards for Money Back

Top Credit Cards to Get Points

If you are looking for credit that offers incredible points, these are some of the options to consider;

Chase Sapphire Preferred Card

Points Earning:

  • Earn a commendable 5X points on travel through Chase Ultimate Rewards®.
  • Garner 2X points on dining at restaurants worldwide.
  • Enjoy a generous sign-up bonus and a 1:1 point transfer to various loyalty programs.
  • Bid farewell to foreign transaction fees.

Why It Stands Out:

The Chase Sapphire Preferred Card stands tall as a versatile choice, showering users with substantial rewards for both travel and dining. Its unique feature of point transferability to diverse loyalty programs adds a layer of flexibility, making it a beloved companion for points enthusiasts.

American Express Gold Card

Points Earning:

  • Earn 4X Membership Rewards points at restaurants and in U.S. supermarkets.
  • Gather 3X points on flights booked directly with airlines or through amextravel.com.
  • Access exclusive perks, including dining credits and travel benefits.

Why It Stands Out:

The American Express Gold Card is a culinary and travel aficionado’s dream, offering robust points for dining and air travel. With additional perks like dining credits, it’s a card that caters to those who appreciate the finer things in life. Thus, making it one of the best credit cards for points.

Capital One Venture Rewards Credit Card

Points Earning:

  • Earn a straightforward 2X miles on every purchase, with no limitations.
  • Relish the perks of a Global Entry or TSA PreCheck fee credit.
  • No foreign transaction fees.
  • Transfer miles seamlessly to various travel loyalty programs.

Why It Stands Out:

Known for its simplicity, the Capital One Venture Rewards Credit Card offers an uncomplicated rewards system. No blackout dates, coupled with the ability to transfer miles to multiple partners, positions it as an excellent choice for those valuing straightforwardness and flexibility.

Citi Premier Card

Points Earning:

  • Earn a substantial 3X points on air travel, hotels, restaurants, supermarkets, and gas stations.
  • Delight in an annual hotel savings benefit.
  • Travel without worries with no foreign transaction fees.

Why It Stands Out:

Diversity is the key to the Citi Premier Card, as it has attractive 3X points across various categories. A solid choice for those who spend on a multitude of travel-related expenses. 

Marriott Bonvoy Boundless Credit Card

Points Earning:

  • Earn up to 17X points per $1 spent at Marriott Bonvoy hotels.
  • Gather 3X points on other eligible purchases.
  • Enjoy a Free Night Award every year after your account anniversary.

Why It Stands Out:

For avid travellers loyal to Marriott, the Marriott Bonvoy Boundless Credit Card is a beacon. With a compelling rewards structure and an annual Free Night Award, it caters to those who appreciate the comforts of Marriott stays.

Hilton Honors American Express Surpass Card

Points Earning:

  • Earn 12X Hilton Honors Bonus Points at participating hotels.
  • Gather 6X points at U.S. restaurants, supermarkets, and gas stations.
  • Access complimentary Hilton Honors Gold status.

Why It Stands Out:

Catering to Hilton enthusiasts, this card provides generous points at Hilton properties and offers additional points for everyday spending. The complimentary Hilton Honors Gold status adds a layer of luxury to the cardholder experience. So, trust me, you’d be glad to use this card.

Wells Fargo Propel American Express Card

Points Earning:

  • Earn a generous 3X points on dining, travel, gas stations, and select streaming services.
  • Navigate without the burden of an annual fee.
  • Enjoy cell phone protection and zero foreign transaction fees.

Why It Stands Out:

The Wells Fargo Propel American Express Card is a well-rounded option, focusing on everyday spending categories. A suitable choice for those looking to maximize rewards on daily expenses without the constraint of an annual fee.

Chase Freedom Flex

Points Earning:

  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter.
  • Gather 5% on travel purchased through Chase Ultimate Rewards®.
  • Enjoy a variety of 3% cash back categories and 1% on all other purchases.

Why It Stands Out:

The Chase Freedom Flex is a dynamic choice for points enthusiasts with its rotating 5% cash back categories and a variety of other cashback options. It provides flexibility to tailor your rewards based on changing spending patterns.

Discover it Miles

Points Earning:

  • Gather an unlimited 1.5X miles for every dollar spent.
  • Revel in a credit card experience without an annual fee.
  • Witness your miles matched at the end of the first year.
  • Travel seamlessly with no foreign transaction fees.

Why It Stands Out:

Discover It Miles distinguishes itself with a unique first-year miles match, effectively doubling the rewards earned initially. A compelling option for newcomers to the world of points.

Barclaycard Arrival Plus World Elite Mastercard

Points Earning:

  • Earn a reliable 2X miles on every purchase.
  • Enjoy a 5% miles back when you redeem for travel.
  • Travel internationally with confidence using the chip and PIN capability.
  • Relish the perks of a Global Entry or TSA PreCheck fee credit.

Why It Stands Out:

The Barclaycard Arrival Plus offers flexibility in redeeming miles and is notable for its chip and PIN capability, making it a trustworthy choice for international travel.

Conclusion

Selecting the best credit card for points depends on your spending habits, travel aspirations, and the type of rewards that align with your goals. As you navigate the vast sea of credit card options in 2024, use this comprehensive guide as your compass. Do let us know what you think about this post, and also don’t forget to share it with your social media friends.

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