Are you in search of a travel reward card that stands out? Look no further than the Bank of America Premium Rewards Credit Card. Known for its excellence in providing travel rewards, this card is a top choice in comparison to other reward cards.
In this post, we’ve compiled comprehensive information about the Bank of America Premium Rewards credit card. To ensure you have all the details you need, take the time to read through this content from the start to the end. Discover the features and benefits that make this credit card a standout option for those seeking rewarding travel experiences.
What sets this card apart is its distinctive offering of an extraordinary supplementary travel benefit. However, it’s crucial to acknowledge that while this card provides a valuable travel perk, there are alternative cards in the market that may yield greater overall value.
Bank of America Premium Rewards credit card Review
If you are a frequent traveller (like you move from place to place regularly) and you are looking for a good card for transactions, You can make use of the Bank of America Premium Rewards credit card. Its card can be very useful to you, especially if they’re already Bank of America customers with significant balances in their accounts.
Yes, cardholders can earn a great sign-up bonus, a good reward rate, and points that have the same value for a relatively modest annual fee regardless of how you redeem them.
Bank of America Premium Rewards Card Benefits
Here are some of the benefits offered by this card;
- The card typically offers a sign-up bonus for new cardholders who meet certain spending requirements within the first few months of account opening.
- Earn points on every purchase, with higher points for travel and dining.
- Earn 2 points for every dollar spent on travel and dining purchases.
- Earn 1.5 points for every dollar spent on all other purchases.
- Points can be redeemed for statement credits to cover travel and dining purchases.
- Redeem points for cash back, gift cards, or merchandise.
- The card may offer an annual travel credit, which can be used to offset eligible travel-related expenses.
- Some premium cards provide a credit to cover the application fee for Global Entry or TSA PreCheck.
- Typically, the card does not charge foreign transaction fees, making it a good choice for international travellers.
- Travel accident insurance and trip cancellation/interruption coverage may be included.
- Depending on the card, there might be additional perks and benefits related to Bank of America’s rewards program.
- Premium cards often come with dedicated customer service lines for cardholders.
How to Apply for Bank of America Premium Rewards Credit Card
Are you excited about the prospect of acquiring a new credit card? If you’re considering the Bank of America Premium Rewards credit card, the application process is straightforward. Follow these steps to initiate your application;
- Visit the official Bank of America Premium Rewards credit card application page at www.bankofamerica.com/credit-cards/products/premium-rewards-credit-card/.
- Once on the page, locate and click on the “Apply Now” button.
- You’ll be prompted to provide specific information, including your first name, middle name, last name, suffix (optional), residential address line 1, residential address line 2 (optional), city, state, Zip code, primary phone number, and Email address.
- After entering the required details, click on “save and continue” to proceed.
- Follow the onscreen instructions to complete the remaining steps of the application process.
Applying for the Bank of America Premium Rewards credit card is a hassle-free experience when you adhere to these guidelines.
How to Activate Your Bank of America Premium Rewards Card
If you’ve recently applied for a Bank of America Premium Rewards credit card, it’s crucial to activate it before use. Activation is a necessary step to ensure the proper functioning of your card. Failing to activate it may result in the card not working as intended. To activate your Bank of America Premium Rewards credit card, follow these simple steps:
- Visit the Bank of America card activation website using your device by entering the URL www.visaprepaidprocessing.com into your web browser.
- On the top left corner of your screen, locate and click on the “Activate My Card” option.
- Provide your “Debit Card Number” in the designated fields.
- Click on the “Continue” button to proceed with the activation process.
By completing these steps, you’ll successfully activate your credit card, ensuring that it is ready for use.
How to Sign Up for Premium Rewards Credit Card Account
The Premium Rewards credit card from Bank of America comes with fantastic perks, but to get this card, you must have an account with Bank of America. This means you need to be a BOA customer, and you can achieve this by opening an account with the bank.
If you already have a BOA account, you only need to start the application process. Here’s a simple guide on how to sign up for the Premium Rewards credit card account;
- Visit the bank’s official website.
- Click on “Sign In”, located at the top of the page.
- Under the login details, click on “Enroll” below.
- On the next page, enter your Card or account number (last 6 digits) and your Social Security Number (SSN) or Tax ID Number (TIN).
- Click on “Continue” after entering the required information.
Once you’ve provided all the necessary details and clicked on continue, you can follow the on-screen instructions to complete the process.
How to Sign In
Once you’ve signed up and obtained your Bank of America Premium Rewards credit card, accessing your account online is easy. As a cardholder, you can conveniently manage your account by logging in to the website. Here’s a simple guide on how to log in;
- Look for the “Sign In” option on the website and click on it.
- On the next page, you’ll be prompted to enter your User ID and Password.
- After entering your credentials, click on “Log In.”
That’s all you need to do to log in to your credit card account. Once logged in, you can pay bills, review your transaction history, set up automatic payments, and perform various other tasks to manage your account efficiently.
Bank of America Premium Rewards Credit Card offers great benefits for its users. To get this card, you need to have an account with Bank of America. Once you have it, managing your card is easy by accessing your account online. There is everything you need to know about the credit card. If there is anything we have missed, use the comments to let us know. Please don’t forget to share this post with your friends.
Frequently Asked Questions
What credit score do you need for a Bank of America Premium Rewards credit card?
You will need good and excellent credit (a FICO score of 670 or above or a Vantage Score of 661 and above) for the best approval odds when applying to the premium rewards card.
Is the Bank of America Preferred Rewards Credit Card Worth it?
If you spend a lot on general purchases or have a lot of travel spending, Bank of America Preferred Rewards paired with a Bank of America credit card can be worth it.
Does the Bank of America Premium Rewards Have Lounge Access?
Yes, the Bank of America Premium Rewards Elite Card includes a Priority pass select membership which gives you and up to 2 travelling companions access to over 1,3000 airport lounges worldwide.
Can I Get an Amex Card with a 650 Credit Score?
To be approved for the Amex platinum, you need to have a good or excellent credit score. What this means is that you need a credit score of at least 700.
How Often Does Bank of America Raise Your Credit Limit?
Want to know how often Bank of America raises your credit limit? Bank of America usually increases credit limits no more than once every six months.
How Many Credits Card Should You Have?
If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are openly recommended. And this combination might help you improve your credit mix.
How hard is it to get a Bank of America Cash Rewards Credit Card?
The Bank of America Customized Cash Rewards card is as easy as getting some other no-annual fee cash-back credit cards. You’ll just need to provide the typical personal information. Social security number and total number annual income through Bank of America’s online application or over the phone b calling their customer service.
Does Bank of America have a Luxury Card?
Cardholders get a certain amount of annual airline incidental credit and also another amount of annual lifestyle credit. The Premium Rewards Elite Card offers 2x points on travel and dining and 1.5x points on every eligible purchase to every cardholder.
Also, Check Out: