Looking for a special card for travel rewards? Check out the Bank of America Premium Rewards Credit Card. It’s known for giving great rewards when you travel, making it a top choice among other cards.
Here, we’ve gathered all the important info about this card. Take some time to read through it all to learn about the features and benefits that make it a great option for travelers.
What makes this card different is its amazing extra travel benefit. But it’s important to know that while this card has a good travel perk, there are other cards out there that might give you even more value overall.
Review of the Bank of America Premium Rewards Credit Card
If you’re someone who frequently finds themselves on the go, navigating various destinations, and seeking a reliable payment method for your transactions, then the Bank of America Premium Rewards Credit Card might just be the ideal fit for you. This card offers a plethora of benefits, particularly advantageous if you’re already a Bank of America customer with substantial funds in your accounts.
One of the standout features of this card is its attractive sign-up bonus, which can significantly boost your rewards right from the start. Additionally, it boasts a commendable reward rate, ensuring that you earn valuable points with every purchase you make, particularly on travel and dining expenses.
What’s more, these points maintain their value regardless of how you choose to redeem them, providing flexibility and convenience. Moreover, the annual fee associated with this card is reasonable, offering excellent value for the benefits and rewards it provides.
Bank of America Premium Rewards Card Benefits
Everything you need to know about the card including how to apply will be discussed in this post, but let’s look at the benefits. Here are some good things about the Bank of America Premium Rewards Card:
- If you spend a certain amount of money in the first few months of getting the card, you can get a bonus.
- You get points for every purchase you make, but you get more points for travel and eating out.
- When you spend money on travel and eating out, you earn 2 points for every dollar. For everything else, you earn 1.5 points for every dollar.
- You can use your points to pay for travel and eating out by getting money back on your statement.
- You can also use your points to get cash back, gift cards, or stuff you want.
- Sometimes, the card gives you money back for travel expenses each year.
- Some cards will pay for your Global Entry or TSA PreCheck application.
- You won’t get charged extra fees for using the card in other countries, which is great if you travel internationally.
- If something bad happens when you’re traveling, like an accident, or if your trip gets canceled or interrupted, the card might help you out.
- Depending on the card, you might get more cool stuff through Bank of America’s rewards program.
- Premium cards usually have special phone lines just for people who have the card, so you can get help faster.
How to Apply for Bank of America Premium Rewards Credit Card
Are you ready to get a new credit card? If you’re interested in the Bank of America Premium Rewards credit card, applying is easy. Just follow these simple steps:
- Go to the official Bank of America Premium Rewards credit card application page at www.bankofamerica.com/credit-cards/products/premium-rewards-credit-card/.
- Once you’re on the page, find and click on the “Apply Now” button.
- You’ll need to give some information, like your first name, middle name (if you have one), last name, any suffix you might have (like Jr. or Sr., if it applies), where you live, your phone number, and your email address.
- After you’ve put in all the needed details, click on “save and continue” to move forward.
- Just follow the directions on the screen to finish up your application.
Following these steps makes applying for the Bank of America Premium Rewards credit card simple and easy.
How to Activate Your Bank of America Premium Rewards Card
If you’ve just got your Bank of America Premium Rewards credit card, you need to activate it before you can use it. This is important to make sure your card works properly. If you don’t activate it, your card might not work right.
The fastest way to activate your card is through Online Banking. If you already use Online Banking, just sign in with your ID and Passcode to activate your card quickly. If you’re not signed up for Online Banking yet, you can easily sign up and activate your card online. Here’s how:
- Go to the Bank of America Card Activation page.
- Log in with your Online Banking ID and Passcode. You can enroll if don’t have online banking access yet.
- Then follow the instructions to confirm your identity and activate your card.
How to Sign Up for Premium Rewards Credit Card Account
To get the Premium Rewards credit card from Bank of America, you need to have an account with them. This means you must be a Bank of America customer, and you can do this by opening an account with the bank.
If you already have a Bank of America account, you just need to start the application process. Here’s a simple guide on how to sign up for the Premium Rewards credit card account:
- Go to the bank’s official website.
- Click on “Sign In” at the top of the page.
- Below the login details, click on “Enroll.”
- On the next page, enter your Card or account number (last 6 digits) and your Social Security Number (SSN) or Tax ID Number (TIN).
- Click “Continue” after entering the required information.
Once you’ve provided all the necessary details and clicked continue, you can follow the on-screen instructions to finish signing up.
How to Sign In
Once you’ve signed up and obtained your Bank of America Premium Rewards credit card, accessing your account online is easy. As a cardholder, you can conveniently manage your account by logging in to the website. Here’s a simple guide on how to log in;
- Look for the “Sign In” option on the website and click on it.
- On the next page, you’ll be prompted to enter your User ID and Password.
- After entering your credentials, click on “Log In.”
That’s all you need to do to log in to your credit card account. Once logged in, you can pay bills, review your transaction history, set up automatic payments, and perform various other tasks to manage your account efficiently.
Conclusion
The Bank of America Premium Rewards Credit Card gives awesome perks to the people who use it. To get this card, you have to have an account with Bank of America. Once you have that, it’s easy to manage your card by going online and checking your account. You can find all the details about the credit card there. If we forgot to mention anything, feel free to leave a comment and let us know. And don’t forget to share this post with your friends!
Frequently Asked Questions
What credit score do you need for a Bank of America Premium Rewards credit card?
You’ll need a good or excellent credit score, which means having a FICO score of 670 or above or a Vantage Score of 661 and above, for the best chances of approval when applying for the premium rewards card.
Is the Bank of America Preferred Rewards Credit Card Worth it?
If you spend a lot on everyday purchases or travel, pairing Bank of America Preferred Rewards with a Bank of America credit card can be worth it.
Does the Bank of America Premium Rewards Have Lounge Access?
Yes, the Bank of America Premium Rewards Elite Card includes a Priority Pass Select membership, which grants you and up to two traveling companions access to over 1,300 airport lounges worldwide.
Can I Get an Amex Card with a 650 Credit Score?
To be approved for the Amex Platinum, you need to have a good or excellent credit score, meaning at least 700.
How Often Does Bank of America Raise Your Credit Limit?
Bank of America usually increases credit limits no more than once every six months.
How Many Credit Cards Should You Have?
For maintaining a good credit score, it’s typically recommended to have two to three credit card accounts, along with other types of credit, to help improve your credit mix.
How hard is it to get a Bank of America Cash Rewards Credit Card?
Getting the Bank of America Customized Cash Rewards card is relatively easy, similar to obtaining other no-annual-fee cash-back credit cards. You’ll just need to provide standard personal information such as your social security number and total annual income through Bank of America’s online application or by calling their customer service.
Does Bank of America have a Luxury Card?
Bank of America’s Premium Rewards Elite Card offers perks such as annual airline incidental credits and lifestyle credits. It provides 2x points on travel and dining and 1.5x points on all eligible purchases for every cardholder.
