Suppose you’re searching for a card that provides impressive rewards such as 6% cash back for spending at supermarkets and on streaming services. As well as a generous 3% rate for gas and transit purchases (although superstores and warehouse clubs are not included), the Blue Cash Preferred Card is the best choice.
The Blue Cash Preferred Card: If you love cash back and spend a lot on groceries at U.S. supermarkets, the best card you can use to perform transactions for those kinds of things is the Blue Cash Preferred Card from American Express.
Blue Cash Preferred Card
This flexible and reliable card offers 6% cash back at us supermarkets which is up to $6,000 per year in purchases, then 1%.
The Blue Cash Preferred card offers a high rewards rate compared to other rewards cards. It is also a good choice if you spend a lot in the supermarket so you can earn great cash rewards and bonus categories. However, the Annual fee is a whopper and it requires an excellent credit score to apply.
American Express Blue Cash Preferred Benefits
The Blue Cash Preferred card is more reliable and rewarding and comes with a lot of benefits and perks. Here are some of the benefits of American Express Blue Cash preferred:
- Car rental loss and damage insurance.
- Return protection.
- An up to $120 Equinox Credit.
- Pay it, plan it.
- Global Assist hotline.
- Fraud protection.
- Amex offer.
Those are some of the benefits of American Express Blue Cash preferred card you need to be aware of.
How to Know if You Have Been Preapproved for Blue Cash Preferred Card
You can take the questionnaire available on the American Express website to see if you are pre-approved for the Blue Cash Preferred. The pre-qualification process does not have any impact on your credit score, but once you get qualified and approved, your credit score will be impacted.
- Ensure you have an internet-connected device.
- Go to the American Express website
- Provide all the necessary personal information that is required.
- Lastly, click on Continue to Terms.
Once you qualify for a Blue Cash Preferred Card, you will get a notification to apply with confidence for your card. But this time, your credit score will be impacted.
New Blue Cash Preferred Card Application
Have you tried applying for an America Express blue business card, and was it too difficult for you? Well, it should not be because there are many easy steps that will help you get the card and carry out your business activities without stress.
Hence, one among many steps includes locating an American Express company branch near you to apply for a card, or you can apply online.
How To Apply For Blue Cash Preferred
Your small business may not have any business history, but that is okay. Notwithstanding, in such a situation, Amex will rely primarily on your personal credit history and other information about your business. Also, on that note, you will have to apply for a card. To achieve that, you have to follow the steps below.
- To access the application page, navigate to https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/
- Click on the “apply now” button at the bottom left corner of the website. However, you have to click on the “accept” or “decline” button below to access the site properly.
- Tap on “Get started”.
- Fill out the given form with your “name”, “date of birth”, “title”, “email”, “phone number”, “annual personal income”, “mother’s maiden name”, “current UK home address”, “house number”,
- UK postcode”. Etc.
- Click on the “save and continue” button on the form given.
Follow all other instructions on the website to complete the process on the site. However, when you access this card, you can also apply for “American Express Blue Cash Preferred”. Hence, you will have the opportunity to explore the “Best Business credit card”.
New Blue Cash Preferred Activation
Just like any other card that needs activation for use, the American Express card is not excluded. This means you will have to activate your card in other to make it functional.
More so, for your interest, you will have to make your card more active, which can only be done when you activate it. Well, if you want to know how it is done, you have to keep reading.
How To Activate Blue Cash Preferred
Activating your card after you have gotten it is one of the most important things you need to do before you use the card. Although you do not activate an existing card, you have to activate a card when it is newly gotten. Below is a guide to help you activate your card.
- Type in https://www.americanexpress.com/ on your web browser.
- Scroll down the website.
- Click on the “Contact Us” button at the bottom left side, and it is located under About.
- Select “Confirm my card.”
- on the next page that appears, you will be asked to enter your details to set up your new card.
- These details include a 15-digit card number and a 4-digit card ID.
- After that, you can click on “confirm”.
Use the available contact on the website to reach customer service in other to activate your card.
Blue Cash Preferred Card New Account Registration
Have you tried opening an account on the American Express blue website before but you could not? Well, you should not be bothered, as we will be giving you complete information of all you need to know about the sign-up process. Furthermore, you should know that by signing up for an account, you will automatically become a customer-to-customer.
How To Sign Up For Blue Cash Preferred Card
In this section, we will be giving you all you need to know about signing up for an account on the America Express platform. Below are steps to follow when you want to sign up for an account;
- Navigate the website on your web browser https://online.americanexpress.com/myca/gce/us/action/home?request_type=un_Register&Face=en_US#/
- Click on the “log in” button at the top right side.
- Tap on the “Create new online account” button below the log-in form.
- Fill out the form given with your “15-digit card number” and “4-digit card ID”.
- Click on “confirm”.
Follow all other instructions on the website to complete the process on the site.
Blue Cash Preferred Card Login
Logging in to your account after creating an account is the next right thing to do. However, if you don’t know how to log in to your account, then, you should consider our next heading.
Furthermore, you should know that logging into your account comes with many benefits such as making your account active and making you accessible to information on the website.
How To Log In To Blue Cash Preferred Card Account
Here are simple steps to follow when you want to log in to your account;
- Go to your web browser and search for https://www.americanexpress.com/en-US/account/acquisition-shop/login.
- Click on the “log in” button at the top right side of the website.
- Fill out the given form with your “user-id” and “password”.
- Click on the “remember me” box to keep you signed in to your account.
- Tap on the “login” button below the form.
With the above, you can easily log in to your account.
Blue Cash Preferred Card Customer Service
Are you having issues with your credit card? Or perhaps you wish to find out about an offer? You should contact customer service to get your answers. Furthermore, the helpdesk is available 24/7 to attend to your needs and complaints.
Final Thoughts
Before applying for a credit card, it is crucial to consider your reasons for wanting one. The Blue Cash card is an excellent option for those seeking a cash-back card for everyday use, as long as it is used frequently enough to avoid the annual fee.
It is important to note that the card has restrictions on where it can be used. This article provides comprehensive information on credit cards, including application and activation guidelines.
Frequent Ask Questions
Is the Blue Cash Preferred Card Hard to Get?
Yes, Blue Cash Preferred is hard to get because it requires a credit score of 700+ for approval, which means you need good to excellent credit to get this card. Since the average credit score is lower than this requirement, most people will not be able to get the card. You can follow the information above to apply for the card.
Does Blue Cash Preferred Have a Limit?
If you want to know if the card has a limit or not, you are in the right place. Well, The Blue Cash Preferred credit limit is based on American Express’s assessment of each application, so the card’s credit limit will be different for each applicant.
American Express does not include any specific Blue Cash Preferred credit limit information in the card’s terms
How do you Qualify for American Express Blue Cash Preferred?
Amex does recommend having “good to excellent” credit to apply for the card, which means you should aim for at least a 670 score. It’s best to have a 700+ credit score, especially with the current economic situation and many credit card issuers pulling back on approvals.
Is the Blue Cash Preferred Card Worth the Annual Fee?
The Blue Cash Preferred Card’s $95 annual fee (0$ intro annual fee for the first year) is easily worth it if you frequently spend within its bonus categories.
What Credit Score do you need for Blue Cash Preferred?
You’ll need a good to excellent credit score (670 to 850) to qualify for the Blue Cash Preferred, which is standard among other best cash-back credit cards.
Is it Worth Upgrading to Blue Cash Preferred?
Yes, Blue Cash Preferred is worth it for cardholders who spend enough to recoup the value of the Card’s $95 annual fee in rewards earnings. The easiest way to do that is by spending $3,000 within 6 months of opening an account.
Do You Need to Pay Off Amex Blue Cash Preferred Every Month?
Well, Both the Blue Cash Everyday Card from American Express and the Blue Cash Preferred Card from American Express are regular credit cards that don’t need to be paid in full each month.
Is the Blue Cash Preferred Card Metal
well, so many people are eager and want to know if the blue cash preferred card is metal. The answer is no. Blue Cash Preferred is not a metal credit card. This card is made of plastic, like most other credit cards.
Blue Cash Preferred Card Credit Score
If you want to get this card, you need to have a good and excellent credit score of about (670 to 850) to really qualify for the Blue Cash Preferred, which is standard among the best cash-back credit cards.
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