Are you searching for a credit card designed for business owners? If you are, you’re in the right place! The Capital One Spark Miles for Business card is perfect for those who want to earn flexible rewards from their business expenses.
Not everyone can apply for this business card, but you might be more eligible than you think. You can still qualify if you sell items online, work as a freelancer, or even drive for Uber on the side. Having a business card that offers many benefits is essential, and this page has all the information you need about this particular card.
Let’s dive into the details of the Capital One Spark Miles for Business credit card. It’s not just for big businesses; small business owners can also take advantage of it. As a cardholder, you’ll earn a solid 2 miles for every dollar spent on all your purchases.
Plus, there’s a welcome bonus of 50,000 bonus miles after spending money on purchases within the first 3 months of having your card. It’s a great way to kickstart your rewards journey with this card.
Benefits of Capital One Spark Miles for Business
The Capital One Spark Miles for Business credit card comes with several benefits tailored to meet the needs of business owners. Here are some key advantages:
- Earn unlimited 2 miles per dollar spent on all your business purchases.
- Enjoy a welcome bonus of 50,000 bonus miles.
- No foreign transaction fees.
- The Capital One Spark Miles for Business card is widely accepted, making it convenient for both domestic and international business transactions.
- You can extend the benefits of this card to your employees by providing them with additional cards at no extra cost.
- The card offers various travel and purchase protections, including travel accident insurance, auto rental collision damage waiver, and purchase security and extended protection.
- Capital One provides the option to transfer your miles to several airline loyalty programs, allowing you to maximize the value of your rewards.
- Expense tracking tools.
- Set up alerts for account activity and payment due dates to stay on top of your financial responsibilities.
How to Apply for Capital One Spark Miles for Business Credit Card
If you’re interested in getting your own Capital One Spark Miles for Business Credit Card, you have two simple options: visit a nearby branch or apply online. Once you discover the enticing rewards offered by this card, you’ll likely want to join in on the benefits. Applying is straightforward, and you’ll find the steps right here on this page.
- Go to the official application page for the Capital One Spark Miles for Business Credit Card at www.capitalone.com/small-business/credit-cards/spark-miles/.
- Once on the page, look for the “apply now” button, usually located at the right corner. Click on it to begin your application.
- Fill in the required details, including personal information, business information, additional business details, mailing address, and other essential information.
- Input details such as your primary phone number, email address, legal first name, middle initial, legal last name, date of birth (MM/DD/YYYY), tax ID (SSN or ITIN), residential address (P.O. Box is not valid), apartment/suite (if applicable), zip code, city, state, business role, total annual income, monthly rent/mortgage, etc.
- Once all necessary information is entered, click on the “Continue” button.
- Complete any additional on-screen steps and instructions to finalize your application and proceed with the card issuance process.
After following these steps, you’ll be on your way to obtaining your Capital One Spark Miles for Business Credit Card.
How to Activate Capital One Spark Miles Card
Once you’ve got your Capital One Spark Miles for Business Credit Card in hand, the next crucial step is to activate it. Activating your card is necessary for you to start using it because its features won’t be accessible until activation. Below, you’ll find easy steps on how to activate your card;
- Open your web browser and visit www.capitalone.com/help-center/card-activation/activate-your-new-card/.
- Look for the option that says “activate the new card online” and click on it.
- If you already have a Capital One account, sign in with your username and password to activate your card. If you don’t have an account, you’ll need to enrol and create one before proceeding with the activation.
- Use the on-screen instructions provided on the website to complete the activation process. These steps are user-friendly and guide you through the process seamlessly.
How to Sign Up for a Card Account
After activating your card, it is important to create a card account, as it allows you to carry out transactions online. Here’s how to create;
- Go to the website.
- Locate and click on the “sign-in” button at the top right corner of the website.
- Below the login form, click on the “set up online access” button.
- Complete the provided form with your “name,” “SSN code,” and “date of birth.”
- Click on the “Get Started” button located below the form.
- Follow any additional instructions on the website to complete the process.
That’s it! By following these straightforward steps, you’ll create your account and gain regular access to your Capital One Spark Cash Selects Credit Card online. This will enable you to manage your credit card account conveniently from the comfort of your device.
How to Log Into Capital One Spark Miles for Business
Here are the simple steps to log in to your Capital One Spark Miles for Business account:
- Visit the Capital One website.
- Locate and click on the “log in” button at the top right of the website.
- Enter your “username” and “password” in the login form.
- Optionally, click on the “remember me” box to save your sign-in details.
- Click the “log in” button below the form to access your account.
Conclusion
Capital One Spark Miles for Business credit card offers a simple and rewarding experience for business owners. With the ability to earn flexible rewards on every purchase, a generous welcome bonus, and features like no foreign transaction fees, it’s designed to cater to the diverse needs of both small and large businesses.
The straightforward application process and user-friendly online account management make it easy to get started and stay in control of your business expenses. If you’re looking for a hassle-free and rewarding credit card for your business, this is a top recommendation. We hope you find this article helpful enough to share with your social media friends.
Frequently Ask Questions
Does Spark Business Report to Business Credit?
Well, the answer is yes. Capital One states they may report your card activity to the personal and business credit bureaus. Your business credit card activity will appear as a small business credit card.
What is the Limit on Capital One Spark Business Card?
The Capital One Spark Cash Plus is a business card that comes with no preset spending limit and earns 2% back on all purchases. Business owners can score a sign-up bonus worth up to $1000.
Does Capital One Spark Report Business Cards to Personal?
That flow of information can help you begin to build a business credit history. In addition, Capital One reports that account information to the credit bureaus that determine your consumer credit scores.
Can you Get Points on a business credit Card?
Business Credit Card rewards, which can come in the form of points, miles, or cash back, are earned every time you purchase with your card. Rewards can be a reliable and convenient way to save money by lowering your account balance, covering travel expenses, or earning discounts with specific vendors.
What Type of Card is Capital One Spark Business?
Capital One Spark Miles for Business is one of the top travel rewards credit cards that is available to small business owners with good credit or better.
How do I Redeem my Capital One Spark Rewards Business?
Here is how you can redeem your Capital One Spark Rewards Business:
- Log in to your account.
- Below the image of your credit card, you’ll see “Rewards” next to a dollar amount that represents your current rewards balance. Click on the dollar amount.
- Select how you would like to redeem your rewards.
Is it possible for me to Have Two Capital One Spark Cards?
Well, the is no major or predefined number of Capital One Cards you are supposed to have at a time. Moreover, you can have as much Capital One Credit as your credit standing would allow.
Also, Check Out:
