If you’re encountering the Discover It Chrome Card for the first time, you’ve landed in the right spot. This card, marketed by Discover with a specific focus on road trips, may seem primarily tailored for journeys – a point that could be considered quite generous when using the term “good.”
While it could be reasonably effective as a medium-length balance transfer card, its standout feature lies in the 2% cash back it offers at gas stations and restaurants. This lucrative reward system extends to all purchases made throughout each quarter, presenting cardholders with the potential for substantial earnings.
Furthermore, the Discover It Chrome Card doesn’t stop there – it sweetens the deal with an additional perk. You can earn unlimited 1% cash back on all other purchases, although it’s worth noting that this reward rate might not be as lavish as some other cash-back cards available in the market.
Discover It Chrome Card Rewards
Now, delving into the specifics of the Discover It Chrome Card’s rewards program, the card ensures a noteworthy 2% cash back at gas stations, making it an appealing option for those who frequently find themselves fueling up on the go. Additionally, you can enjoy a 2% cash-back rate at restaurants, enhancing its allure for food enthusiasts.
Beyond these specialized categories, the card maintains a universal appeal by providing an automatic 1% cash back on all other purchases. To sweeten the pot, the Cashback Match feature comes into play, automatically matching all the cash back you accumulate at the end of your first year, dollar for dollar. This means your earnings have the potential to double during that initial year, offering a compelling incentive for new cardholders.
Benefits of the Discover it Chrome Card
Here are some of the benefits of the Discover It Chrome card:
- Cashback match
- Free social security number alerts
- Zero fraud liability
- Freeze it
- No foreign transaction fee
- Flexible cash-back redemption options
Those are some of the benefits of the Discover It Chrome card you need to be aware of.
Discover It Chrome Card Requirements
Before you proceed to apply for any of the cards, you must know the requirements. This would save you time and also help you check if you pre-qualify. The requirements for the Discover Card offered by Discover Bank include:
- Applicants must be at least 18 years of age.
- You must be a citizen of the United States of America.
- A social security number is required.
- Lastly, applicants should have a verifiable source of income as well as proof of income.
With this, you should be able to know if you are eligible to apply for any of the credit cards.
Apply for Discover It Chrome Card
If you pre-qualify for any of the credit cards, you can go ahead to apply. Discover Bank has made it easier for students to apply for any of these cards. You can simply apply online. If you want a detailed guide on how to apply for a Credit card, you should kindly check out the steps below.
How to Apply for Discover It Chrome Card
To carry out this action, follow the steps below:
- Connect your device to the internet.
- Visit the Discover chrome card page www.discover.com/credit-cards/cash-back/chrome.html.
- On the load-up page, Under the card, you will see the “Apply Now” tap on it.
- You will be asked to enter your Zip Code, the last four (4) digits of your social security number, and date of birth (MM/DD/YYYY) and click on continue or spik this step.
- If you click continue, you can follow the onscreen process, but if you click on skip this step.
- You will be taken to another page to select your card design.
- Fill in your “Name”, “Home Address”, and “Date of Birth” in the required fields.
- Correctly enter your “Year in college”, “Monthly Housing/ Rent Payment”, “Total Gross Income” and, “Email address”.
- Read through the Discover It interest rate on the page.
After this, go through the details you filled in again to correct any errors and click on the” Submit” button at the bottom of the page.
How to Activate Discover It Chrome Card
if you have just received a Discover card, you must activate it. However, you should know that you cannot use this card until you activate it. The steps below will guide you on how to activate it:
- Go to your web browser and search for card.discover.com/cardmembersvcs/acctxfer/app/Home?ICMPGN=SA_LOGIN_OVERLAY_ACTIVATE.
- On the load-up page, you will be asked to Fill in your “Date of Birth” and the Last 4 digits of your SSN.
- Enter the 16-digit number at the back of your card in the required field.
- Also, fill in the “Card Expiration Date” in the box.
Enter every other necessary detail and click on the “Continue” button at the bottom of your screen. Follow the rest of the screen instructions to complete the process.
How to Register for Discover It Chrome Card Account
The steps below will help you register your card on the Discover Bank online platform:
- Visit the Discover Registration page with this link- www.discover.com/register-account/
- Under credit cards, click on “Register Now”.
- Enter your “Card Number” and “Expiration Date” in the required fields.
- Fill in your “Date of Birth” and the last four digits of your SSN.
Follow the rest of the on-screen instructions to successfully register for an account online.
How to Log into Your Discover It Chrome Card Account
Follow the steps below to access your account online:
- Open the web browser on your internet-connected device.
- Visit www.discover.com/ to access the Discover official web page.
- Choose “Log In” at the top right corner of your display screen.
- Under “Select Account”, choose “Credit cards”.
- Enter your “User ID” and “Password”.
- Click on “Login”.
Well, with the guidelines above, you will be able to access your account on the website.
Forgot User ID
Simple steps to look at if you have forgotten your User ID:
- On the login page, select “Forgot User ID.”
- Enter the following information in their required forms;
- Discover Card Details.
- Primary card member information.
- Then click on the “Continue” button.
You need to follow the information you come across so you can be guided on how you can recover your User ID.
Forgot Password
Here are the fast and simple steps to reset your password:
- Select “Forgotten Password”.
- Enter your Discover Card details and primary Cardmember information in their appropriate fields.
- Choose a Captcha and enter the text shown.
- Tap on the “Continue” button.
Conclusion
There is everything you need to know about the Discover It Chrome Card. At the same time, the Discover It Chrome Card may be marketed as a road trip companion; its rewards structure, encompassing gas stations, restaurants, and a competitive 1% cash back on all other purchases, positions it as a versatile card with the potential for substantial cash back, especially with the added bonus of Cashback Match in the first year. Let us know your thoughts in the comment section.
Frequent Ask Question
What’s the difference between Discover it and Chrome?
But there is one main difference between the two credit cards: their reward rates and structures. The Discover it Student Chrome offers decent ongoing rewards in specific categories, while the Discover it Student Cash Back credit card earns a higher rate on spending categories that change quarterly.
Is Discover Chrome a metal card?
The Discover Chromes card is not a metal credit card. Yes, it is made of plastic like most other credit cards. There’s no functional difference between a plastic card like the Discover It Student Chrome and a metal credit card, though, so don’t dismiss the Discover It Student Chrome just because it isn’t metal.
Does the Discover Chrome card have an interest?
If you are among those people that ask such a question will the card offer a 0% introductory APR for 15 months on purchases and eligible balance transfers, Then, a standard rate of 12.74% – 23.74% variable applies.
What is the Discover it Chrome Card?
The Discover It Chrome is a cash-back reward credit card that earns 2% cash back at gas stations and restaurants on up to a certain amount of money, in combination with purchases in every quarter. All other purchases earn 1% unlimited cash back.
What credit score do you need for a Discover Chrome Card?
There are Discover it student cards: Discover its student chrome and Discover its Student Cash Back Cards, you don’t need a credit score to qualify for any of the cards.
What is the Limit on Discover it Chrome Card?
The starting Discover it Chrome credit limit is about five hundred dollars. But yours could even be more since credit limits are determined based on one’s credit score, income, and overall creditworthiness.
Is the Discover It Chrome Card Worth it?
Well, for consumers who are looking for high returns on their everyday spending, the Discover it Chrome Credit Card likely will not be worth it.
Does Discover It Chrome do a hard pull?
The answer is yes, Discover it chrome does a hard pull on your credit when you apply for it. This might have a small bad effect on your credit score. You can, however, check if you are qualified for a pre-approved offer on the Discover site with only a soft pull on your credit.
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