PayPal Me – How to Use PayPal Me Payment Service

To make paying you easier, PayPal has introduced something called PayPal Me. This link helps your friends pay you more conveniently. Setting up PayPal Me is simple: create your profile, get your payment link, and share it. In this guide, we’ll provide important information about PayPal Me and help you use it, even if you’ve had issues.

PayPal Me makes receiving payments easier by sending personalized links to friends, family, or business customers, allowing them to pay directly to your PayPal account. It’s a handy way to split costs with local friends, offering unique service options.

Paypal me

In other words, it lets you create a personalized PayPal.Me URL (‘PPM Link’). This link helps you create a personalized Me page, making it easy for others to find, recognize, and transact with you. Just set up your profile and name on your handle, and that becomes your visible payment link.

Benefits of Using PayPal Me

Using PayPal Me comes with several awesome benefits. They include;

1. Convenient Payment Requests

You can easily request payments from friends, family, or customers by sharing your personalized PayPal Me link, simplifying the process.

2. Simple and Personalized Transactions

The personalized link makes transactions more straightforward, allowing you to receive payments with a unique touch, whether for personal use or business.

3. Easy for Others to Pay You

Your friends or customers can pay you without needing your detailed contact information. They only need to click on your PayPal Me link to complete the transaction.

4. Versatility in Usage

PayPal Me is versatile, suitable for various scenarios such as splitting bills, receiving payments for services, or handling casual transactions.

5. Accessible Worldwide

The service is available internationally, making it convenient for friends or customers from different countries to use your PayPal Me link for payments.

6. Clear Fee Structure

While there are fees associated with certain transactions, the fee structure is transparent. You can easily understand and anticipate any costs involved.

7. Secure Transactions

PayPal Me operates within the secure PayPal platform, ensuring that transactions are protected and your financial information is kept safe.

8. Flexible Funding Options

Users can choose different funding methods, including PayPal balance, linked bank accounts, credit cards, debit cards, or PayPal Credit, providing flexibility in how payments are made.

How Does PayPal Me Work?

PayPal Me works by providing you with a personalized link that you can share with others. Here’s a simple explanation of how it works:

1. Create Your PayPal Me Link

Sign in to your PayPal account and set up your PayPal Me link. This link will be personalized to you, making it easy for others to recognize and use.

2. Share Your Link

Once you have your PayPal Me link, you can share it with friends, family, or customers via text, email, or social media.

3. Receive Payments

When someone clicks on your PayPal Me link, they’ll be directed to a payment page where they can enter the amount they want to pay you.

4. Confirmation and Payment

After entering the payment amount, they’ll complete the transaction using their PayPal account or a debit/credit card linked to PayPal.

5. Payment Received

Once the payment is made, the funds will be deposited directly into your PayPal account.

Overall, PayPal Me simplifies the process of receiving payments by providing you with a personalized link that makes it easy for others to pay you securely and conveniently.

What is the Difference Between PayPal and PayPal Me

Both PayPal and PayPal.Me are both services offered by PayPal, but they serve slightly different purposes:


PayPal is a comprehensive online payment platform that allows users to send and receive money, make online purchases, and transfer funds between bank accounts securely. It is widely used for various online transactions, including shopping, paying for services, and transferring money between individuals.


PayPal.Me is a feature within PayPal that provides users with a personalized link for receiving payments. It’s designed to simplify the process of requesting money from friends, family, or customers.

It is particularly useful for casual transactions, splitting bills, or receiving payments from people who may not have your contact details stored in their PayPal account. Users can share their unique PayPal.Me link to make payments easier.

Key Differences


PayPal offers a broader range of services, including online shopping and money transfers, while PayPal.Me focuses specifically on simplifying the process of receiving payments through personalized links.


PayPal is a versatile platform used for various financial transactions, whereas PayPal.Me is more streamlined for specific payment requests.


Users need a PayPal account to use both services, but PayPal.Me is especially convenient for those who want a quick and easy way to share a payment link without exchanging detailed contact information.

While PayPal provides a comprehensive suite of online payment services, PayPal.Me is a specific feature within PayPal designed to streamline the process of requesting and receiving payments through personalized links.

PayPal Me Fees

Using PayPal Me is not entirely free. There are fees involved, especially for businesses and when dealing with currency conversion or international payments.

When you create your Me link, the costs and terms may vary based on whether you’re using it personally or for business. If you try to avoid business fees by labeling payments as personal when they’re really for goods and services, PayPal will still charge the appropriate fees later.

Fees Based on Funding Method and Country

  • PayPal Balance or Linked Bank Account (United States)
    No charge.
  • Credit Card, Debit Card, or PayPal Credit (United States)
    2.9% of the total transaction amount + a fixed fee depending on the currency.
  • PayPal Balance or Linked Bank Account (Any other country)
    5% of the transaction amount ($0.99 minimum, $4.99 maximum).
  • Credit Card, Debit Card, or PayPal Credit (Any other country)
    5% of the transaction amount ($0.99 minimum, $4.99 maximum) + 2.9% of the transaction amount paid using a credit card, debit card, or PayPal Credit + a fixed fee based on the currency.

How to Create a PayPal Me Link

To create a PayPal Me link, you’ll need a PayPal account. If you don’t have one, you can open a regular PayPal account. Here’s what you should do;

  • Go to the PayPal.Me portal and click on “Create Your PayPal.Me Link”.
  • Choose a username; this name will appear at the end of the link you share for payments.
  • Click on “Grab this link.”
  • Personalize and activate the link using additional steps. You can also add a profile picture and change the background colors.

That’s how you create an account.

How to Request Payment With PayPal Me

Requesting payments with PayPal Me is hassle-free. Here’s how:

  • Send Your Link: Share your personalized PayPal Me link ( with your friends. You can do this through text, email, or instant messaging.
  • Specify Dollar Amount (Optional): If you want to request a specific amount, add it to the end of your link (

That’s it! No need to bug your friends; just send the link, and they can easily make the payment. Using PayPal Me makes the process straightforward and convenient.

How do I Pay Someone through PayPal.Me?

Paying someone through PayPal Me is easy. Here’s a simple guide:

  • The person you’re paying will provide you with their personalized PayPal Me link. It typically looks like this:
  • Click on the provided link, and you’ll be directed to the PayPal Me payment page.
  • If the person has not specified an amount, you can enter the desired payment amount on the PayPal Me page.
  • If you have a PayPal account, log in with your email and password. If you don’t have an account, sign up for one.
  • Select your preferred payment method, which can be your PayPal balance, linked bank account, credit card, debit card, or PayPal Credit.
  • Follow the on-screen instructions to complete the payment. Confirm the details and submit the transaction.
  • Once the payment is successful, you and the recipient will receive confirmation emails, and the funds will be transferred to the recipient’s PayPal account.

Paying through PayPal Me is quick, secure, and convenient. Just click the link, enter the amount (if needed), and follow the steps to complete the transaction.

How Safe is PayPal Me?

PayPal Me is generally safe for online transactions. It uses secure encryption for payments, and PayPal has measures in place to protect users. However, it’s crucial to keep your login credentials secure, be cautious of phishing attempts, and only share your PayPal Me link with trusted individuals..


The PayPal Me feature offers a straightforward and secure way to send and receive money online. With its user-friendly platform and built-in security features, PayPal Me simplifies transactions and provides a convenient experience for individuals and businesses.

While using PayPal Me, it’s essential to stay vigilant, keep login details secure, and follow best practices for online safety. Overall, it’s a reliable tool for hassle-free payments. What do you think about this feature? Let’s hear your thoughts below.

Frequently Asked Questions

How much does it cost to sign up on PayPal Me?

Signing up for a PayPal account is free, and creating your PayPal Me Link is also free.

Can I use PayPal.Me on my mobile device?

Yes, you can use the PayPal Me link on any device, including iPhone, Android, desktop, or tablet. Now you have a safe, easy, fast, reliable, and convenient payment method at your fingertips; you are just a click away with PayPal Me.

How do I create a PayPal Me link?

To create your own PayPal Me link, visit If you already have a PayPal account, log in and generate your link. If you don’t, signing up is fast and free.

Is PayPal Me real?

Yes, the email address is a legitimate domain meant for sharing your PayPal account and sending money more quickly and easily.

Is a PayPal Me link free?

Yes! It is free to set up a PayPal account or a PayPal Me link.

Is PayPal.Me an app?

No, PayPal.Me is a service provided by PayPal. However, you can access the feature using your PayPal app.

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