Are you familiar with the Ink Business Preferred Credit Card? Curious about how it works? This article will provide comprehensive insights into this card; just give it a read for more details.
If you’re seeking a credit card with an exceptional sign-up bonus, the Ink Business Preferred Credit Card is an excellent choice, offering up to 100,000 bonus points for new account owners.
The Ink Business Preferred Card from Chase has earned its position as one of the premier credit cards for small businesses. Boasting not only a substantial sign-up bonus but also a high rewards rate in categories commonly associated with business expenditures, this card is tailored to meet the unique needs of small business owners. Additionally, it comes with a range of highly valuable perks that enhance its appeal.
For individuals who find themselves frequently on the road for business or whose spending aligns with the bonus categories, the Ink Business Preferred Credit Card is an investment well worth considering. It’s important to note that this premium offering does come with an annual fee of $95, a factor to weigh against the substantial benefits it provides.
Ink Business Preferred Credit Card Benefits
Explore the array of advantages offered by the Ink Business Preferred Credit Card below;
- Safeguard your travel plans with insurance coverage for trip cancellations or interruptions.
- Enjoy the convenience of cell phone insurance, providing coverage for your device.
- Your purchases are protected against damage or theft within a specified timeframe.
- Access assistance for common roadside issues, providing peace of mind during your travels.
- Benefit from extended warranty coverage on eligible purchases, adding an extra layer of protection.
- Receive coverage for collision damage when renting a car, potentially saving on rental insurance fees.
- Earn an enticing sign-up bonus, enhancing the initial perks of becoming a cardholder.
- Easily manage business expenses by providing your employees with cards at no extra charge.
These benefits collectively contribute to the overall value and utility of the Ink Business Preferred Credit Card, ensuring you receive maximum returns on your business expenditures.
How to Apply for Ink Business Preferred Credit Card
If you’ve encountered challenges applying for the Ink Business Preferred Card, worry not. Below is the information you need to successfully obtain your card. You can choose to create an account for the application process or sign in if you already have one. Follow these steps to seamlessly apply for your card:
- Ensure you are connected to the internet.
- Enter creditcards.chase.com/business-credit-cards/ink/business-preferred in your web browser.
- Click on the “Apply as a guest” button.
- Provide the required information, including personal details such as date of birth, address type, residence type, and opt for a paperless approach.
- Tick the box indicating that you have read and agree to the terms.
- Click on the “Submit” button.
By following these steps, you’ll successfully complete the application process for the Ink Business Preferred Credit Card.
Ink Business Preferred Credit Card Activation
Activate your Ink Business Preferred Credit Card effortlessly using either of the following methods:
Phone Activation:
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- Dial the phone number provided on the back of your credit card.
- Follow the automated prompts to complete the activation process.
Online Activation:
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- Visit the designated activation website.
- Provide the necessary information, including your card details and personal information.
- Follow the on-screen instructions to finalize the activation.
Choose the method that suits you best, ensuring a smooth and secure activation process for your Ink Business Preferred Credit Card.
How to Sign Up for Ink Business Preferred Credit Card Account
To register for online access to your Ink Business Preferred Credit Card account, follow these simple steps:
- Ensure you are connected to the internet, and navigate to the card registration page.
- Fill in the required information in the appropriate fields:
- Select the type of account you want to access online.
- Enter your account, card, or application number.
- Provide your Social Security Number.
- Create a username.
- Click on the blue “Next” button.
Follow these steps to easily sign up for your account online.
How to Login
If you’re unfamiliar with how to log in to your Ink Business Preferred Card account or if you haven’t created an account yet, fret not. We’ll guide you through the process of account creation and login, making it easy for you to access and manage your account.
Follow these steps to log into your account;
- Ensure you are connected to the internet.
- Open your web browser on your computer.
- Visit https://www.chase.com/personal/offers/secureshopping
- Enter the required information in the provided fields: Username and Password.
- Click on the “Sign In” button.
By following these straightforward steps, you will successfully log in to your Ink Business Preferred Card account, granting you access to efficiently manage your card online.
Conclusion
The Ink Business Preferred Credit Card stands out as a valuable financial tool for small business owners. With its substantial sign-up bonus, high rewards rate, and a range of benefits, this card offers a tailored solution for managing business expenses.
While it comes with a $95 annual fee, the perks and ease of online account management make it a worthwhile investment for those seeking enhanced financial control and rewards. What are your thoughts? Is there anything we missed out on? Use the comment section to share your thoughts below.
Frequently Asked Questions
How much is the Chase Ink Business Preferred Credit Card’s annual fee?
The Chase Ink Business Preferred Credit Card has an annual fee of $95.
<strong>How many points can you earn on the Chase Ink Business Preferred Credit Card?
Earn 3 points per $1 on the first $150,000 spent in combined purchases in specified categories and 1 point per $1 on all other purchases. Points do not expire as long as your account is open.
Is Chase Ink Business Preferred worth it?
The Ink Business Preferred Card is considered worthwhile, especially in the first year, with an estimated value of around $2,000 for the average cardholder, considering the sign-up bonus and ongoing rewards.
Does Chase Ink Business Preferred pull personal credit for business cards?
Yes, Chase uses your personal credit score for approval decisions on the Ink Business Preferred Card.</p>
<h3>What credit score is needed for Ink business cards?
A good to excellent FICO credit score of 670 or above is needed to qualify for a Chase Ink business credit card.
Should I keep Chase Ink Business Preferred?
If you have significant travel, shipping, or advertising needs, or if you value purchase protection and cell phone insurance, the Ink Preferred card may be a great choice for you.
Is Ink’s business card good?
The Ink Business Preferred Card offers unique perks that make it attractive for business owners looking to maximize their rewards through the Ultimate Rewards Program.
Is the Ink Business Preferred a metal card?
No, the Chase Ink Preferred is not a metal card; Chase’s only metal cards are the Chase Sapphire Preferred and the Chase Sapphire Reserve.
How do you qualify for a Chase Ink Business Preferred Credit Card?
A good to excellent credit score of 670 or above is recommended for the best approval odds.
Is Chase Ink Business Cash hard to get?
Yes, it can be challenging to get approved for the Ink Business Cash Credit Card as it requires at least good credit.
How often does Chase Ink increase credit limit?
Chase may automatically increase your credit limit every 6 to 12 months if you use the card responsibly.
How do I avoid Chase business monthly fees?
Maintain a minimum balance or check if the bank waives fees for maintaining a minimum monthly account balance.
