Zales Credit Card Application – Benefits Of Zales Credit Card


Start your shopping journey with the Zales Credit Card Application, offering card members a chance to enjoy low payments through a special financing plan. Issued by Comenity Bank, this card provides quality shopping without immediate payment hassles.

Zales Credit Card Application

Applying for the Zales credit card is all it takes to get started. With perks like no annual fees, cashback rewards, and exclusive discounts, the Zales Diamond credit card enhances your shopping experience. Visit to explore the benefits and features of the Zales Diamond account.

Keep in mind that while there’s no annual fee, other fees may apply, so it’s essential to be aware of the associated costs, including the Annual Percentage Rate (APR).

Benefits Of Zales Credit Card 

Before we proceed to share the application process with you, let’s look some of the things offered by this card. Discover the good things about the Zales Credit Card below;

  • There’s no yearly fee with this credit card.
  • Enjoy special deals and offers exclusively for card members.
  • Get special financing options for every eligible purchase.
  • Celebrate your birthday with a yearly $50 discount.
  • Receive a 10% rebate on every repair service with the card.
  • Manage your account hassle-free online.
  • Easily pay your bills online using the card.

After learning about these benefits, you can decide if the Zales Credit Card is the right choice for you.

Requirements For Zales Credit Card 

Here are what you need to get the Zales Credit Card:

  • Be the right age in your area.
  • You need to be a member.
  • Have a valid government-issued photo ID.
  • Also, have a driver’s license.

Make sure you meet these requirements properly before applying for the Zales Credit Card.

How To Apply for Zales Credit Card 

Now are down to the Zales Credit Card application process. Let’s proceed without wasting time;

  • Go to in your web browser.
  • Scroll down and click on the “Apply Now” box.
  • On the site, move down and tap on the “Apply Now” link.
  • Fill in the form with your information, contact details, and financial info.
  • Move downward and check the “Yes or No” box to answer the question “Add an authorized buyer to your account.”
  • Finally, click on the “Continue” button.

Follow the instructions on your screen to finish the process.

How To Activate Your Zales Credit Card

To use your card, you need to activate it first using your primary information. Here’s how to register:

  • Navigate to Zales card activation page.
  • On the form, enter your credit card account number.
  • Input the expiry date on the date, Social Security Number, and Zip code or postal code.
  • Next, click on “Continue”.
  • Follow the next onscreen prompts that will be shown to complete the process.

How to Sign into Zales Credit Card Application

To sign into your card account and make transactions, follow these steps;

  • In the official website, click on “Sign In”.
  • Enter your username and password.
  • Then, click on “Sign in”.

If the details are correct, you will be logged into your account immediately.

How to Recover your Forgotten Zales Credit Card Username/Password 

Forgot your username or password? Follow these steps to get them back;

  • On the sign in page, click on “Forgot Username/Password”.
  • Next, enter your account number, Zip code and last 4 numbers of your SSN.
  • Click on “Continue” and follow the prompts to complete.

Zales Credit Card Customer Service 

For more inquiries and help, you can contact Zales Credit Card specialists via their official website or click on this Contact Us link. The customer service is available to answer and render the help you need.


In conclusion, applying for the Zales Credit Card is straightforward and fast. Just follow the steps mentioned to register and activate your card, and you’ll be all set to enjoy the benefits it offers. What are your thoughts about this card? Let’s hear them in the comment section below.

Frequently Asked Questions 

Is it hard to get approved for a Zale credit card?

Getting approved for a Zale credit card is not difficult. They usually accept fair credit scores, and store credit cards are generally easier to obtain.

What credit score do I need to get a Zale card?

You need a recommended credit score of at least 630 to acquire a Zales Credit Card. It’s a good option if you have a fair credit score, but the APR is relatively high, above 20%.

Does my Zales card only work at Zales?

No, the Zales Credit Card can be used anywhere, not just at Zales. It’s an open-loop card, part of a major credit network, allowing for worldwide acceptance.

Is Zale’s Credit Card Easy to Get?

Zale’s Credit Card is generally easier to get than some open-loop cards. While there’s no evidence they accept bad credit applicants, having at least a fair credit score is likely needed for approval.

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