Zales Credit Card Application – How To Apply For Zales Credit Card 

Speaking of Zales Credit Card Application, Zales Credit Card Offers low payments with a special financing plan to Cardmembers and quality shipping without payment. This card Is issued by Comenity Bank. 

 Zales Credit Card Application

You need to know that Zale’s Credit card doesn’t charge an annual fee. However, to the APR, you could incur other fees associated with the card.

Zales Credit Card Application

If you make any late payment to the card or your payment is returned, you’ll be charged a late or returned payment fee for the first occurrence. And if you make another late/ required payment within six statement periods, the fee increases.

The Zale card may seem like a great idea when you’re looking for a way to pay for jewelry, but you need to also look at some of the benefits to see if it’s worth getting.

Benefits Of Zales Credit Card 

Here are the interesting benefits of the Zales Credit Card:

  • An Annual Fee is not applicable with this credit card 
  • Enjoys exclusive member offers 
  • Members get special financing offers on every eligible purchase 
  • Enjoys a $50 discount yearly, on your birthday 
  • Receives a 10% rebate on every repair service with this card 
  • Hitch-free  online account control 
  • Card Users makes online bill payment with ease 

After reading the above benefits you will now be able to decide if the card is suitable for you.

Zales Credit Card Rates And Fees 

These are the Zales Credit Card rate and fees:

  • Annual Percentage Rate for purchases  – 29.99%
  • Minimum Interest Charge  – $2 .00 per Credit plan 
  • Annual fee  – none 
  • Late payment fee  – $38.00
  • Returned payment fee  – $38.00

Requirements For Zales Credit Card 

Below are the requirements for Zales Credit Card:

  • Applicant must be at the age of majority in your Territory 
  • Must be a member 
  • Should possess a valid government-issued photo ID 
  • Aspirers should also have a Drivers license 

You have to fulfil the requirements above properly before you can apply for the Zales Credit Card.

How To Apply For Zales Credit Card 

Want to apply for the Zales Credit Card? then you have to check out the steps below properly:

  • Type in on your web browser
  • Scroll down and click on the “Apply Now” box 
  • On the fresh site, Move down and tap on the “Apply Now” link 
  • Fill in the form with your data, contact details, and Financial info 
  • Move downward and tick in the “Yes or No” box to answer the question “add an authorized buyer to your account”
  • Finally, press on the “Continue” Widget 

proceed with the instructions on your screen, to finish this process.

How To Activate Your Zales Credit Card

  Register your card to enable you to activate it, here are the steps for registration:

  • Browse and search for 
  • Bridal Move to the top of the page and tap on the “ Register for Access ” link 
  • On the registration page key in your account number, the last four digits of your SSN, and your Zipcode 
  • Click on the “find  my account” tab 

Following the above steps, you will easily activate your Zales Credit Card.

How To Login To Zales Credit Card Application /Payment 

Easy guidelines to login to Zales Credit Card Application/Payment:

  • Go to 
  • On the homepage Move your cursor toward the right top of the page and press on the “sign in” Widget 
  • key in your Username and password 
  • Scroll down and click on “sign in”

If you want to log in to make a Zales Credit Card Application or make your payment.

How To Recover Your Forgotten Zales Credit Card Username and Password 

if you have forgotten your username and password, kindly go through the directives below attentively:

  • On the Login site tap on the “Forgot your User name or password” button 
  • Fill in your account number /Username, Zip code, and the last 4-digit of your social security number 
  • Move your cursor downward and click on the “find my account” link 

continue with the instructions on your screen so you can reset your password and recover your username.

Zales Credit Card Customer Service 

For more inquiries and help you can contact Zales Credit Card specialist via their official website or click on this contact us link.

Zale’s Social Media Links






Frequently Asked Questions 

Is it hard to get approved for a Zale credit card?

Getting a Zale credit card approved is not difficult because store credit cards are often easier to obtain than open-loop cards, the Zale credit card doesn’t show any evidence that they accept bad credit applicants. They will likely accept at least a fair credit score.

What credit score do I need to get a Zale card?

If you want to acquire a Zales Credit Card or apply you need a recommended credit score of at least 630. The APR is quite high it is above 20%. Zales Card is a great Credit Card if you have a fair credit score.

Does my Zales card only work at Zales?

The Zales Credit Card can be used anywhere. You can use the Zales card and its affiliates. The open-loop card is the only store card, that can be used anywhere. And it belongs to a significant credit network that grants worldwide acceptance.

Is Zale’s Credit Card Easy to Get?

Although store credit cards are often easier to obtain than open-loop cards, there is no evidence that Zale’s Credit Card Accepts bad-credit applicants. Instead, you’ll likely need at least fair credit or better to qualify.

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